4601 Cheeney St, Santa Clara, CA 95054 Property Records

Santa Clara County property record for 4601 Cheeney St, Santa Clara, CA 95054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,667 sqft · built 1998
Lot Size	0.078 acres (3,410 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,000 (Jul 2020)
Tax Bill	$17,592 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`104-61-041`

Property Details

APN / Parcel Number

Primary APN	`104-61-041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,667 sqft Living Area
1st Floor Area	1,667 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	3,410 sqft (0.078 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4601 CHEENEY ST
City	SANTA CLARA
State	CA
Zip	95054-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TRACT 8816 LOT 106
Legal Subdivision	TRACT 8816
Legal Tract	8816
Legal Lot Number	106
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	505010

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4601 CHEENEY ST, SANTA CLARA, CA 95054-1360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Jul 10, 2020	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Feb 19, 2019	Trustee's Deed, Transfer BANK OF AMERICA
Oct 20, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	202024533011
Prior Transfer Date	Jul 2, 2020
Prior Transfer Doc	0024533011
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4601 CHEENEY ST, SANTA CLARA, CA 95054-1360
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023716430
Date	Aug 1, 2017
Instrument	23716430

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 10, 2020
Property Address	4601 CHEENEY ST, SANTA CLARA, CA 95054-1360
Document Number	0024533011
Map Reference	MB 692 PG 20-24
Instrument Date	Jul 2, 2020
Instrument	24533011
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 CHEENEY ST, SANTA CLARA, CA 95054-1360

Mortgage

Document Number	0024533012
Date	Jul 10, 2020
Instrument	24533012

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.09%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.09%
Index	1-Year LIBOR
Max Rate	8.09%

February 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 19, 2019
Property Address	4601 CHEENEY ST, SANTA CLARA, CA 95054-1360
Instrument Date	Feb 9, 2019
Instrument	24118363
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ACT TITLE COMPANY INC, ACT TITLE CO INC

Transaction

Tax	$0.00
Additional	Partial Interest

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4601 CHEENEY ST SANTA CLARA CA 950541360, SANTA CLARA, CA 95054-1360

Mortgage

Document Number	0024118363
Date	Feb 19, 2019
Instrument	24118363

Lender

Name	BANK OF AMERICA
Type	Bank
Address	SANTA CLARA, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 20, 2017
Property Address	4601 CHEENEY ST, SANTA CLARA, CA 95054-1360
Document Number	0023782068
Instrument Date	Oct 19, 2017
Instrument	23782068
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,441.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4601 CHEENEY ST SANTA CLARA CA 950541360, SANTA CLARA, CA 95054-1360

Mortgage

Document Number	23782069
Date	Oct 20, 2017
Instrument	23782069

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,511,842 (+2%) Land $1,071,164 Building $440,678
2025	$17,592.00 (+4.92%) Homeowner's exemption	$1,482,199 (+4.04%) Land $1,050,161 Building $432,038
2023	$16,767.00 (+1.24%) Homeowner's exemption	$1,424,645 Land $1,009,383 Building $415,262
2022	$16,562.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA CLARA serves 134,587 people · EPA ID CA4310012
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Tekify Fiber & Wireless Fixed Wireless	144 / 32
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Ridge Wireless.

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