4600 Todd Point Ln, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 4600 Todd Point Ln, Sparrows Point, MD 21219

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,836 sqft · built 2004
Lot Size	0.186 acres (8,112 sqft)
Owner	Individual Name on Record
Last Sale	$639,000 (Sep 2022)
Tax Bill	$2,949 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Line of Credit + 1 more
APN	`15-1518000540`

Property Details

APN / Parcel Number

Primary APN	`15-1518000540`
Alternative APN	`1518000540`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,836 sqft Total Area
1st Floor Area	950 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Siding
Lot Area	8,112 sqft (0.186 acres)
Lot Width	50 ft Width

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	56 sqft
Deck Area	264 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	1518000540
Street Address	4600 TODD POINT LN
City	SPARROWS POINT
State	MD
Zip	21219-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4600 TODD POINT LN MERRITT SHORES
Legal Subdivision	MERRITT SHORES
Legal Lot Number	1
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2003
Census Tract	452400

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4600 TODD POINT LN, SPARROWS POINT, MD 21219-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Sep 6, 2022	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Jun 14, 2007 · Amount on Record
Deed Document Number	0047315385
Deed Book / Page	47315 / 385
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jul 24, 2026
Property Address	4600 TODD POINT LN, SPARROWS POINT, MD 21219-1013
Document Number	5155000087
Book / Page	51551 / 87
Instrument Date	Jul 22, 2026
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$747,400.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4600 TODD POINT LN, SPARROWS POINT, MD 21219-1013

Mortgage

Document Number	5155000094,
Date	Jul 24, 2026
Book Page	51551/94

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	4600 TODD POINT LN, SPARROWS POINT, MD 21219-1013
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 TODD POINT LN, SPARROWS POINT, MD 21219-1013

Mortgage

Document Number	0481050335
Date	Jun 5, 2023
Book Page	48105/335

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 6, 2022
Property Address	4600 TODD POINT LN, SPARROWS POINT, MD 21219-1013
Document Number	0473150385
Book / Page	47315 / 385
Map Reference	LB WPC7 FO 153
Instrument Date	Aug 15, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	SIMPLY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 TODD POINT LN, SPARROWS POINT, MD 21219-1013

Mortgage

Document Number	0047315393
Date	Sep 6, 2022
Instrument	47315-393

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,949.00	$417,400 Land $180,100 Building $237,300	$417,400 Land $180,100 Building $237,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	28 (1996–2024)
Claims Outside the SFHA	10 of 28
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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