4600 Spinnaker Ct, Mentor, OH 44060 Property Records

Lake County property record for 4600 Spinnaker Ct, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,887 sqft · built 2003
Lot Size	0.25 acres (10,877 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Aug 2002)
Tax Bill	$12,662 (2023)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-D-117-T-00-026-0`

Property Details

APN / Parcel Number

Primary APN	`16-D-117-T-00-026-0`
Alternative APN	`1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,887 sqft Living Area
1st Floor Area	1,203 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,877 sqft (0.25 acres)
Garage Area	638 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	135 sqft
Deck Area	224 sqft
Patio Area	224 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4600 SPINNAKER CT
City	MENTOR
State	OH
Zip	44060-1073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 TRACT 14
Legal Subdivision	DRIFT WOOD COVE SUBDIVISION
Legal Tract	14
Legal Block	1
Legal Lot Number	4
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	1
Census Block	1002
Census Tract	202600

Owner

4600 Spinnaker Ct is owned and occupied by two individuals who bought it in August 2002.

Source: Lake County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4600 SPINNAKER CT, MENTOR, OH 44060-1073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2002 · Amount on File
Deed Sale	Aug 7, 2002 · Amount on File
Prior Sale	May 31, 2001 · Amount on File
Deed Document Number	200239438
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Aug 6, 2026
Property Address	4600 SPINNAKER CT, MENTOR, OH 44060-1073
Document Number	0000017615
Instrument Date	Jul 27, 2026
Instrument	202617615
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 SPINNAKER CT, MENTOR, OH 44060-1073

Mortgage

Document Number	0000017615,
Date	Aug 6, 2026
Instrument	202617615

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 30, 2051

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,980 Land $19,260 Building $108,720	$365,650 Land $55,030 Building $310,620
2023	$12,662.00 (+119.9%) Homeowner's exemption	$121,860 (-) Land $15,380 Building $106,480
2022	$5,758.00 Homeowner's exemption	$121,860 Land $15,380 Building $106,480
2021			$348,150 Land $43,930 Building $304,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4600 Spinnaker Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1985–1992)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jul 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4600 Spinnaker Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spinnaker Ct

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