4600 Sebald Dr, Franklin, OH 45005 Property Records

Warren County property record for 4600 Sebald Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,424 sqft · built 1965
Lot Size	1 acres (60,568 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2021)
Tax Bill	$4,594 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-04-177-007-0`

Property Details

APN / Parcel Number

Primary APN	`07-04-177-007-0`
Alternative APNs	`0704177007` `704177007` `1500881`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,424 sqft Living Area
Gross Area	3,004 sqft
1st Floor Area	2,424 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	60,568 sqft (1 acres)
Lot Dimensions	268 ft deep x 226 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1500881
Street Address	4600 SEBALD DR
City	FRANKLIN
State	OH
Zip	45005-5329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONYRILL 2 LOT 46
Legal Subdivision	STONYRILL 2
Legal Block	881
Legal Lot Number	46
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4015
Census Tract	30700

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4600 SEBALD DR, FRANKLIN, OH 45005-5329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 28, 2021	Survivorship Deed, Transfer
Mar 4, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Jan 4, 1999 · Amount on Record
Deed Document Number	202148947
Prior Transfer Date	May 21, 2012
Prior Transfer Doc	0055520846
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4600 SEBALD DR, FRANKLIN, OH 45005-5329
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049296
Date	Nov 1, 2021
Instrument	2021-049296

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4600 SEBALD DR, FRANKLIN, OH 45005-5329
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	MIDDLETOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057188
Date	Dec 22, 2021
Instrument	2021-057188

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WARREN OH
Recording Date	Oct 28, 2021
Property Address	4600 SEBALD DR, FRANKLIN, OH 45005-5329
Document Number	2021048947
Map Reference	MB 4 PG 175
Instrument Date	Oct 22, 2021
Instrument	2021-048947
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4600 SEBALD DR, FRANKLIN, OH 45005-5329

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WARREN OH
Recording Date	Mar 4, 2021
Property Address	4600 SEBALD DR, FRANKLIN, OH 45005-5329
Document Number	0000010088
Map Reference	MB 4 PG 175
Instrument Date	Feb 27, 2021
Instrument	2021-010088
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,594.00 (+0.81%)	$93,220 (+20.47%) Land $14,880 Building $78,340	$266,340 (+20.47%) Land $42,500 Building $223,840
2024	$4,557.00 (+17%)
2023	$3,895.00 (-7.06%) Homeowner's exemption	$77,382 (-) Land $10,325 Building $67,057
2022	$4,191.00 Homeowner's exemption	$77,382 Land $10,325 Building $67,057	$221,090 (-) Land $29,500 Building $191,590
2021			$221,090 Land $29,500 Building $191,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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