4600 Rachael Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4600 Rachael Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 2003
Lot Size	0.257 acres (11,196 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Oct 2014)
Tax Bill	$1,628 (2024)
Deeds & Mortgages	May 2022 Transfer Apr 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`C-22-34-28-030-0690-0340`

Property Details

APN / Parcel Number

Primary APN	`C-22-34-28-030-0690-0340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,737 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	11,196 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	340 sqft
Driveway	Driveway
Driveway Area	420 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	304 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4600 RACHAEL DR
City	SEBRING
State	FL
Zip	33872-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING COUNTRY EST SEC 3 PB 9-PG 6 LOT 34 BLK 69
Legal Range	28E
Legal Township	34S
Legal Section	22
Legal Subdivision	SEBRING COUNTRY EST
Legal Block	69
Legal Lot Number	34
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2023
Census Tract	960601

Owner

4600 Rachael Dr is owned and occupied by two individuals who acquired it in May 2022.

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	4600 RACHAEL DR, SEBRING, FL 33872-2737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Intrafamily Transfer, Transfer
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 22, 2014 · Amount on File
Deed Sale	Oct 22, 2014 · Amount on File
Prior Sale	Oct 22, 2014 · Amount on File
Deed Document Number	0001751131
Deed Book / Page	2449 / 1231
Last Transfer Date	May 19, 2022
Transfer Doc	0002094804
Record Updated	Jun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	May 19, 2022
Property Address	4600 RACHAEL DR, SEBRING, FL 33872-2737
Document Number	0002094804
Book / Page	2906 / 561
Map Reference	MB 9 PG 6
Instrument Date	May 19, 2022
Instrument	2094804
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 RACHAEL DR, 4600, SEBRING, FL 33872-2737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 RACHAEL DR, SEBRING, FL 33872-2737

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4600 RACHAEL DR, SEBRING, FL 33872-2737
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 RACHAEL DR, SEBRING, FL 33872-2737

Mortgage

Document Number	0002030750
Date	Apr 22, 2021
Book Page	2818/500
Instrument	2030750

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,427	$261,393 Land $30,000 Building $231,393
2024	$1,628.00 (+8.39%)
2023	$1,502.00 (-1.83%) Homeowner's exemption Widower's exemption	$129,689 (+3%)	$252,847 (+11.92%) Land $28,500 Building $224,347
2022	$1,530.00 Homeowner's exemption Widower's exemption	$125,912	$225,913 Land $28,500 Building $197,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4600 Rachael Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4600 Rachael Dr is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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