4600 Pine Needle Trl, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 4600 Pine Needle Trl, Mint Hill, NC 28227

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,024 sqft · built 1973
Lot Size0.695 acres (30,300 sqft)
OwnerIndividual Name on File
Tax Bill$3,079 (2023)
Deeds & MortgagesMay 2021 Line of Credit
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN135-281-53

Property Details

APN / Parcel Number

Primary APN135-281-53

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,024 sqft Heated Area
Gross Area2,042 sqft
1st Floor Area2,024 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area30,300 sqft (0.695 acres)
PorchPorch
Porch Area18 sqft
Deck Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number135-281-53
Street Address4600 PINE NEEDLE TRL
CityMINT HILL
StateNC
Zip28227-8842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionL16 BB M17-83
Legal SubdivisionTARAWOODS
Legal BlockB
Legal Lot Number16
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group2
Census Block2023
Census Tract5721

Owner

4600 Pine Needle Trl is owned and occupied by an individual who acquired it in January 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address4600 PINE NEEDLE TRL, MINT HILL, NC 28227-8842
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2021Deed of Trust, Mortgage · Line of Credit
CHARLOTTE METRO FCU
Jan 25, 2021Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2021
Deed SaleJan 25, 2021
Prior SaleDec 20, 2005 · Amount on File
Deed Document Number0035586774
Deed Book / Page35586 / 774
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4600 PINE NEEDLE TRL, MINT HILL, NC 28227-8842
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000089069
DateMay 5, 2021
Book Page36025/741
Instrument2021089069
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 30, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateJan 25, 2021
Property Address4600 PINE NEEDLE TRL, MINT HILL, NC 28227-8842
Document Number0000014042
Book / Page035586 / 000774
Instrument DateDec 8, 2020
Instrument14042
Transaction TypeTransfer
Record UpdatedFeb 25, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4600 PINE NEEDLE TRL MINT HILL NC 282278842, MINT HILL, NC 28227-8842

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMint Hill Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4600 Pine Needle Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4600 Pine Needle Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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