4600 Oakleaf Ln, Gastonia, NC 28056 Property Records

Gaston County property record for 4600 Oakleaf Ln, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,205 sqft · built 1976
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (May 2019)
Tax Bill	$2,099 (2026)
Deeds & Mortgages	Oct 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`192783`

Property Details

APN / Parcel Number

Primary APN	`192783`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	2,205 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	17,860 sqft (0.41 acres)
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4600 OAKLEAF LN
City	GASTONIA
State	NC
Zip	28056-9049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1T
Legal Description	CEDAR GROVE BLK D L 8 15 098A 061 00 000
Legal Subdivision	PROPERTY OF CEDAR GROVE INC
Legal Block	D
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1013
Census Tract	33309

Owner

4600 Oakleaf Ln is owned and occupied by an individual who bought it in May 2019.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	4600 OAKLEAF LN, GASTONIA, NC 28056-9049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 22, 2019	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Prior Sale	Feb 1, 2017 · Amount on File
Deed Book / Page	5043 / 31
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4600 OAKLEAF LN, GASTONIA, NC 28056-9049
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 OAKLEAF LN, GASTONIA, NC 28056-9049

Mortgage

Document Number	0052740172
Date	Oct 7, 2021
Book Page	5274/172

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 22, 2019
Property Address	4600 OAKLEAF LN, GASTONIA, NC 28056-9049
Document Number	0050430031
Book / Page	5043 / 0031
Map Reference	MB 31 PG 66
Instrument Date	May 22, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2815 BEATY RD, 2815, GASTONIA, NC 28056-8326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 OAKLEAF LN, GASTONIA, NC 28056-9049

Mortgage

Document Number	50430033
Date	May 22, 2019
Instrument	5043/0033

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4600 Oakleaf Ln was $2,099.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,099.00	$294,100 Land $25,000 Building $269,100
2023	$2,044.00	$294,100 Land $25,000 Building $269,100
2021			$160,350 Land $20,000 Building $140,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4600 Oakleaf Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4600 Oakleaf Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE S/D private · serves 462 people · EPA ID NC0136249
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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