4600 Mildred Bass Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4600 Mildred Bass Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,446 sqft · built 1998
Lot Size	4.36 acres (190,357 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,955 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`99558`

Property Details

APN / Parcel Number

Primary APN	`99558`
Alternative APN	`072731495000010060`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,446 sqft Heated Area
Gross Area	3,948 sqft
1st Floor Area	2,446 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	190,357 sqft (4.36 acres)
Garage Type	Finished
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	720 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft
Pole Barn	1,224 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	99558
Street Address	4600 MILDRED BASS RD
City	SAINT CLOUD
State	FL
Zip	34772-9388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	S L & I C PB B PG 45 W 1/2 LOTS 6 & 11 LESS RD R/W
Legal Range	31E
Legal Township	27S
Legal Section	07
Legal Subdivision	AGRICULTURAL
Legal Tract	4950
Legal Block	1
Legal Lot Number	6,11 11
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43205

Owner

4600 Mildred Bass Rd is owned and occupied by two individuals who acquired it in March 2014.

Source: Osceola County records, as of December 11, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	4600 MILDRED BASS RD, SAINT CLOUD, FL 34772-9388
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2014
Deed Sale	Mar 12, 2014
Prior Sale	Oct 20, 2011
Deed Document Number	2014034826
Deed Book / Page	4171 / 1240
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4600 MILDRED BASS RD, SAINT CLOUD, FL 34772-9388
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 MILDRED BASS RD, SAINT CLOUD, FL 34772-9388

Mortgage

Document Number	0058650127
Date	Jan 5, 2021
Book Page	5865/127
Instrument	2021001281

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	80114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4600 Mildred Bass Rd was $3,955 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,955.00 Homeowner's exemption	$274,924	$537,200 Land $187,300 Building $349,900
2023	$3,683.00 (+7.25%) Homeowner's exemption	$259,395 (+6.02%)	$474,700 (+30.05%) Land $133,200 Building $341,500
2022	$3,434.00 Homeowner's exemption	$244,673	$365,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4600 Mildred Bass Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4600 Mildred Bass Rd is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20