4600 Laurel Spring Ct, Chester, VA 23831 Property Records

Chesterfield County property record for 4600 Laurel Spring Ct, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,896 sqft · built 1989
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Nov 2023)
Tax Bill	$3,777 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`790-64-31-88-700-000`

Property Details

APN / Parcel Number

Primary APN	`790-64-31-88-700-000`
Alternative APNs	`132150400000003` `438297000` `469053000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,896 sqft Finished Area
1st Floor Area	264 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	10,846 sqft (0.249 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	780 sqft
Patio Area	780 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	469053000
Street Address	4600 LAUREL SPRING CT
City	CHESTER
State	VA
Zip	23831-6757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	LAUREL SPRING LOT 3
Legal Subdivision	LAUREL SPRING
Legal Lot Number	3
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	2
Census Block	2009
Census Tract	100507

Owner

Source: Chesterfield County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4600 LAUREL SPRING CT, CHESTER, VA 23831-6757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Oct 28, 2020	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Dec 19, 2017	Warranty Deed, Transfer · VA Mortgage USAA
May 8, 2017	Trustee's Deed, Foreclosure WILLIAM J HAZARD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on Record
Deed Sale	Nov 8, 2023 · Amount on Record
Prior Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	202333824
Deed Book / Page	14414 / 101
Prior Transfer Date	Dec 6, 2021
Prior Transfer Doc	0000079768
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 8, 2023
Property Address	4600 LAUREL SPRING CT, CHESTER, VA 23831-6757
Document Number	014414-101
Book / Page	14414 / 101
Instrument Date	Nov 3, 2023
Instrument	2023033824
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 LAUREL SPRING CT, CHESTER, VA 23831-6757

Mortgage

Document Number	2023033825
Date	Nov 8, 2023
Instrument	2023033825

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4600 LAUREL SPRING CT, CHESTER, VA 23831-6757
Document Number	13051751
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 LAUREL SPRING CT CHESTER VA 238316757, CHESTER, VA 23831-6757

Mortgage

Document Number	13051751
Date	Nov 4, 2020
Book Page	013051/000751
Instrument	59751

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 19, 2017
Property Address	4600 LAUREL SPRING CT, CHESTER, VA 23831-6757
Document Number	11850757
Book / Page	011850 / 000757
Instrument Date	Dec 15, 2017
Instrument	50586
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 LAUREL SPRING CT CHESTER VA 238316757, CHESTER, VA 23831-6757

Mortgage

Document Number	11850760
Date	Dec 19, 2017
Book Page	011850/000760
Instrument	50587

Lender

Name	USAA

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 8, 2017
Property Address	4600 LAUREL SPRING CT, CHESTER, VA 23831-6757
Document Number	11613697
Book / Page	011613 / 000697
Instrument Date	May 2, 2017
Instrument	17854
Transaction Type	Foreclosure
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8556 FREDERICKSBURG VA 224048556, FREDERICKSBURG, VA 22404-8556
Investor	Possibly a Property Investor

Mortgage

Document Number	11613701
Date	May 8, 2017
Book Page	011613/000701
Instrument	17855

Lender

Name	WILLIAM J HAZARD
Address	PO BOX 6443, FALMOUTH, VA 22403-6443

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,777.00 (+1.07%)	$421,600 (+1.08%) Land $67,000 Building $354,600	$421,600 (+1.08%) Land $67,000 Building $354,600
2025	$3,737.00 (+231.29%)	$417,100 (+14.62%) Land $64,000 Building $353,100	$417,100 (+14.62%) Land $64,000 Building $353,100
2023	$1,128.00	$363,900 Land $64,000 Building $299,900	$363,900 Land $64,000 Building $299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

4600 Laurel Spring Ct, Chester, VA 23831 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2017: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Laurel Spring Ct

Nearby Streets

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