Lowndes County property record for 4600 Hwy 12 E, Steens, MS 39766
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,316 sqft · built 1989 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $367 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40W000004408 |
| Primary APN | 40W000004408 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,316 sqft Adjusted Area |
| 1st Floor Area | 1,188 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 59,242 sqft (1.36 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4600 HIGHWAY 12 E |
|---|---|
| City | STEENS |
| State | MS |
| Zip | 39766-9656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE4 NE4 4600 HWY 12 E 4B |
| Legal Range | 17W |
| Legal Township | 17S |
| Legal Section | 19 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 104 |
4600 Hwy 12 E is owned and occupied by two individuals who acquired it in December 2019.
Source: Lowndes County records, as of December 16, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4600 HIGHWAY 12 E, STEENS, MS 39766-9656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage JTS & CO MORTGAGE PROFESSIONALS |
| May 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL |
| Apr 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE |
| Sep 24, 2021 | Warranty Deed, Subdivision Related Transfer |
| Dec 6, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 6, 2019 |
| Transfer Doc | 0020198883 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 4600 HIGHWAY 12 E, STEENS, MS 39766-9656 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020219736 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 2021/9736 |
| Name | JTS & CO MORTGAGE PROFESSIONALS |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 4600 HIGHWAY 12 E, STEENS, MS 39766-9656 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202115088 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 2021/15088 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jun 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 4600 HIGHWAY 12 E, STEENS, MS 39766-9656 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202110472 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 2021/10472 |
| Name | BANK OF COMMERCE |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Sep 24, 2021 |
| Property Address | 4600 HIGHWAY 12 E, STEENS, MS 39766-9656 |
| Document Number | 0020218400 |
| Book / Page | 2021 / 8400 |
| Instrument Date | Sep 23, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4660 HIGHWAY 12 E, STEENS, MS 39766-9656 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 6, 2019 |
| Property Address | 4600 HIGHWAY 12 E, STEENS, MS 39766-9656 |
| Document Number | 0020198883 |
| Book / Page | 002019 / 008883 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4600 HIGHWAY 12 E STEENS MS 397669656, STEENS, MS 39766-9656 |
The 2025 property tax bill for 4600 Hwy 12 E was $367 with a homeowner's exemption, up 0.3% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $367.00 (+0.27%) Homeowner's exemption | $6,456 | $64,560 Land $9,890 Building $54,670 |
| 2024 | $366.00 (+14.38%) | ||
| 2023 | $320.00 Homeowner's exemption | $5,674 | $56,740 Land $9,890 Building $46,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4600 Hwy 12 E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4600 Hwy 12 E is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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