Saginaw County property record for 4600 Henry Dr, Saginaw, MI 48638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,774 sqft · built 1986 |
| Lot Size | 0.341 acres (14,854 sqft) |
| Owner | Trust Name on File |
| Last Sale | $149,900 (Dec 2017) |
| Tax Bill | $3,390 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Oct 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-21-3128-000 |
| Primary APN | 23-12-4-21-3128-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,774 sqft Living Area |
| 1st Floor Area | 1,774 sqft |
| Basement Area | 1,094 sqft |
| Unfinished Basement | 1,094 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,854 sqft (0.341 acres) |
| Lot Dimensions | 135 ft deep x 110 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Patio Area | 275 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4600 HENRY DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48638-5660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 28 BROCKWAY CENTER FIRST ADD. SEC 21 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 21 |
| Legal Subdivision | BROCKWAY CENTER FIRST ADD |
| Legal Lot Number | 28 |
| Legal Unit | 28 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10501 |
4600 Henry Dr is owner-occupied and held in a trust since March 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4600 HENRY DR, SAGINAW, MI 48638-5660 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2021 | Intrafamily Transfer, Transfer |
| Oct 12, 2018 | Deed of Trust, Mortgage · Line of Credit WOLF JOHN W TRUST (PT) |
| Dec 26, 2017 | Warranty Deed, Transfer · Stand-Alone Refinance INDEPENDENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2017 · Amount on File |
| Deed Sale | Dec 26, 2017 · Amount on File |
| Prior Sale | Mar 25, 2002 |
| Deed Document Number | 201733882 |
| Last Transfer Date | Mar 9, 2021 |
| Transfer Doc | 2021007580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 12, 2021 |
| Property Address | 4600 HENRY DR, SAGINAW, MI 48638-5660 |
| Document Number | 2021007580 |
| Map Reference | LB 11 PG 2 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 2021007580 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4600 HENRY DR, SAGINAW, MI 48638-5660 |
| Document Number | 0000021944 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5090 STATE ST SAGINAW MI 486037706, SAGINAW, MI 48603-7706 |
| Document Number | 0000021944 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 21944 |
| Name | WOLF JOHN W TRUST (PT) |
|---|---|
| Address | 1120 WHIPPOORWILL LN, CHAPEL HILL, NC 27517-7533 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 26, 2017 |
| Property Address | 4600 HENRY DR, SAGINAW, MI 48638-5660 |
| Document Number | 2017033882 |
| Instrument | 2017033882 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4600 HENRY DR, SAGINAW, MI 48638-5660 |
| Document Number | 0000033883 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 2017033883 |
| Name | INDEPENDENT BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jan 1, 2046 |
The 2025 property tax bill for 4600 Henry Dr was $3,390 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,300 (+4.23%) | $246,600 (+4.23%) | |
| 2025 | $3,390.00 Homeowner's exemption | $118,300 | $236,600 |
| 2023 | $90,800 | $181,600 | |
| 2022 | $2,841.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4600 Henry Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4600 Henry Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Feb 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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