4600 Elmer Derr Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4600 Elmer Derr Rd, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,400 sqft · built 2015
Lot Size	8.29 acres (361,112 sqft)
Owner	Individual Name on File
Last Sale	$440,598 (Apr 2015)
Tax Bill	$5,153 (2023)
Deeds & Mortgages	Jul 2017 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-442019`

Property Details

APN / Parcel Number

Primary APN	`23-442019`
Alternative APN	`442019`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Total Area

Exterior

Year Built	Built 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	361,112 sqft (8.29 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	442019
Street Address	4600 ELMER DERR RD
City	FREDERICK
State	MD
Zip	21703-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.29 AC ELMER DERR RD.
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2001
Census Tract	752502

Owner

4600 Elmer Derr Rd is owned and occupied by an individual who bought it in April 2015.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4600 ELMER DERR RD, FREDERICK, MD 21703-7429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2015 · Amount on File
Deed Sale	Apr 1, 2015 · Amount on File
Prior Sale	Aug 13, 2014 · Amount on File
Deed Document Number	0010461208
Deed Book / Page	10461 / 208
Record Updated	Jun 7, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4600 ELMER DERR RD, FREDERICK, MD 21703-7429
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0119400467
Date	Jul 24, 2017
Book Page	11940/0467
Instrument	11940-0467

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4600 ELMER DERR RD, FREDERICK, MD 21703-7429
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	EXCALIBUR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FILO MORTGAGE, FREDERICK, MD 21703

Mortgage

Document Number	0147290128
Date	Apr 5, 2021
Book Page	14729/128

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,153.00 Homeowner's exemption	$432,200 Land $130,800 Building $301,400	$432,200 Land $130,800 Building $301,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4600 Elmer Derr Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4600 Elmer Derr Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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