4600 Cool Hill Rd, Providence Forge, VA 23140 Property Records

Charles City County property record for 4600 Cool Hill Rd, Providence Forge, VA 23140

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1966
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on File
Last Sale	$61,400 (Jan 2022)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9 26`

Property Details

APN / Parcel Number

Primary APN	`9 26`
Alternative APN	`1928`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2018
Lot Area	117,612 sqft (2.7 acres)

Location & Zoning

Account Number	1928
Street Address	4600 COOL HILL RD
City	PROVIDENCE FORGE
State	VA
Zip	23140-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	BOWERIES DB49-157 PB4-1 CWF14-40 PB4-1 IN#16-181,22-67
Jurisdiction	CHARLES CITY VA
Township / Civil Division	2
Census Block Group	1
Census Block	1016
Census Tract	600200

Owner

4600 Cool Hill Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Charles City County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4600 COOL HILL RD, PROVIDENCE FORGE, VA 23140-2803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · VA Mortgage STATES MORTGAGE CO INC
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 26, 2022	Warranty Deed, Transfer TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on File
Deed Sale	Jan 26, 2022 · Amount on File
Prior Sale	Mar 18, 2016 · Amount on File
Deed Document Number	202267
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES CITY VA
Property Address	4600 COOL HILL RD, PROVIDENCE FORGE, VA 23140-2803
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 COOL HILL RD, PROVIDENCE FORGE, VA 23140-2803

Mortgage

Document Number	0202600023
Date	Jan 9, 2026
Instrument	202600023

Lender

Name	STATES MORTGAGE CO INC
Type	Mortgage Company
Address	DAVIDSON, NC 28036

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLES CITY VA
Recording Date	Jun 21, 2023
Property Address	4600 COOL HILL RD, PROVIDENCE FORGE, VA 23140-2803
Document Number	0202300421
Instrument Date	Jun 12, 2023
Instrument	202300421
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 COOL HILL RD, PROVIDENCE FORGE, VA 23140-2803

Mortgage

Document Number	0202300422
Date	Jun 21, 2023
Instrument	202300422

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLES CITY VA
Recording Date	Jan 26, 2022
Property Address	4600 COOL HILL RD, PROVIDENCE FORGE, VA 23140-2803
Document Number	0202200067
Instrument Date	Jan 25, 2022
Instrument	202200067
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 COOL HILL RD, PROVIDENCE FORGE, VA 23140-2803

Tax Assessment & Valuation

The 2025 property tax bill for 4600 Cool Hill Rd was $1,695.

Source: Charles City County assessment roll, as of July 11, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Charles City County
Unified School District	Charles City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,695.00	$245,700 Land $30,100 Building $215,600	$245,700 Land $30,100 Building $215,600
2022	$463.00	$61,400 Land $30,100 Building $31,300	$61,400 Land $30,100 Building $31,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4600 Cool Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4600 Cool Hill Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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