4600 Chrome Ridge Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4600 Chrome Ridge Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,352 sqft · built 1983
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Sep 2014)
Tax Bill	$5,024 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`096-130-007-000`

Property Details

APN / Parcel Number

Primary APN	`096-130-007-000`
Alternative APNs	`09613007100` `0961300710`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Lot Area	24,394 sqft (0.56 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	663 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4600 CHROME RIDGE RD
City	PLACERVILLE
State	CA
Zip	95667-9283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	SEC 24 10 11
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1016
Census Tract	31404

Owner

4600 Chrome Ridge Rd is owned and occupied by an individual who bought it in September 2014.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4600 CHROME RIDGE RD, PLACERVILLE, CA 95667-9283
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 30, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Nov 30, 2021	Grant Deed, Transfer · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2014 · Amount on File
Deed Sale	Sep 22, 2014 · Amount on File
Prior Sale	Apr 29, 2014 · Amount on File
Deed Document Number	201437930
Prior Transfer Date	Apr 21, 2009
Prior Transfer Doc	0000019529
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4600 CHROME RIDGE RD, PLACERVILLE, CA 95667-9283
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 CHROME RIDGE RD, PLACERVILLE, CA 95667-9283

Mortgage

Document Number	0000063300
Date	Nov 5, 2020
Instrument	2020-0063300

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	295 Months
Due	Jun 1, 2045

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Nov 30, 2021
Property Address	4600 CHROME RIDGE RD, PLACERVILLE, CA 95667-9283
Document Number	0000073579
Instrument Date	Nov 29, 2021
Instrument	2021-0073579
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 CHROME RIDGE RD, PLACERVILLE, CA 95667-9283

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 30, 2021
Property Address	4600 CHROME RIDGE RD, PLACERVILLE, CA 95667-9283
Document Number	0000073580
Instrument Date	Nov 16, 2021
Instrument	2021-0073580
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 CHROME RIDGE RD, PLACERVILLE, CA 95667-9283

Mortgage

Document Number	0000073581
Date	Nov 30, 2021
Instrument	2021-0073581

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4600 Chrome Ridge Rd was $5,024.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$476,268 (+2%) Land $92,006 Building $384,262
2025	$5,024.00	$466,930 Land $90,202 Building $376,728
2023	$4,822.00 (+1.49%)	$448,800 Land $86,700 Building $362,100
2022	$4,751.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4600 Chrome Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4600 Chrome Ridge Rd is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Cal.net, Rocky Ridge Wireless.

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