Emmet County property record for 4600 Brubaker Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 1900 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Sep 1992) |
| Tax Bill | $1,997 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-14-400-005 |
| Primary APN | 01-19-14-400-005 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 576 sqft |
| Street Address | 4600 BRUBAKER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM AT S 1/8 COR OF E LN OF SEC TH W 600.21 FT TO POB, TH CONT W 351.07 FT, TH N 1314.67 FT TO E-W 1/4 LN, TH N-88-36-E ALG 1/4 LN 60.66 FT, TH E ALG C/L OF BRUBAKER RD TO PT N OF POB, TH S 1158.8 FT TO POB. 10 AC M/L. SECTION 14, T34N, R5W. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 14 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970600 |
4600 Brubaker Rd is owned and occupied by two individuals who bought it in September 1992.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4600 BRUBAKER RD, PETOSKEY, MI 49770-9556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Oct 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Sep 10, 2018 | Deed of Trust, Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1992 · Amount on File |
| Deed Sale | Sep 1, 1992 · Amount on File |
| Prior Sale | May 1, 1989 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 4600 BRUBAKER RD, PETOSKEY, MI 49770-9556 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4600 BRUBAKER RD, PETOSKEY, MI 49770-9556 |
| Document Number | 0000001270/0000000741 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 0000001270/0000000741 |
| Instrument | 5223773 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 4600 BRUBAKER RD, PETOSKEY, MI 49770-9556 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4600 BRUBAKER RD, PETOSKEY, MI 49770-9556 |
| Document Number | 0000001270/0000000741 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 0000001270/0000000741 |
| Instrument | 5223773 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 4600 BRUBAKER RD, PETOSKEY, MI 49770-9556 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4600 BRUBAKER RD, PETOSKEY, MI 49770-9556 |
| Document Number | 0000001242/0000000709 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 0000001242/0000000709 |
| Instrument | 5195682 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 4600 BRUBAKER RD, PETOSKEY, MI 49770-9556 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001206/0000000382 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 0000001206/0000000382 |
| Instrument | 000005159276 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 52 Months |
| Due | Jan 1, 2023 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,900 Land $174,900 | $349,800 Land $349,800 | |
| 2024 | $1,997.00 | ||
| 2023 | $122,300 Land $122,300 | $244,600 Land $244,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4600 Brubaker Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4600 Brubaker Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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