460 Wyndgate Rd, Sacramento, CA 95864 Property Records

Sacramento County property record for 460 Wyndgate Rd, Sacramento, CA 95864

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2.5 ba · 2,365 sqft · built 1980
Lot Size0.09 acres (3,920 sqft)
Owner2 Trust Names on File
Last Sale$985,000 (Sep 2026)
Tax Bill$8,750 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Feb 2024 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN292-0560-011-0000

Property Details

APN / Parcel Number

Primary APN292-0560-011-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,365 sqft Living Area
1st Floor Area1,309 sqft
2nd Floor Area1,056 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleL-Shape
Exterior MaterialWood Shake/Shingle
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialWood Shingle
Lot Area3,920 sqft (0.09 acres)
Garage Area451 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address460 WYNDGATE RD
CitySACRAMENTO
StateCA
Zip95864-5926
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRD-5
Legal DescriptionWILHAGGIN OAKS REVISED, LOT 74
Legal SubdivisionWILHAGGIN OAKS REVISED
Legal Lot Number74
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4004
Census Tract5404

Owner

460 Wyndgate Rd, a planned unit development, is owner-occupied and held in a trust since September 2026.

Source: Sacramento County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address460 WYNDGATE RD, SACRAMENTO, CA 95864-5926
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2026Grant Deed, Transfer · Conventional Mortgage
HOME LENDING
Feb 6, 2024Deed of Trust, Mortgage · Conventional Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Aug 31, 2023Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 17, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2026 · Amount on File
Deed SaleSep 24, 2026 · Amount on File
Prior SaleAug 31, 2023 · Amount on File
Deed Book / Page20260924 / 694
Prior Transfer DateAug 25, 2023
Prior Transfer Doc2023000253
Record UpdatedOct 29, 2026

September 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 24, 2026
Property Address460 WYNDGATE RD, SACRAMENTO, CA 95864-5926
Document Number2026000694
Book / Page20260924 / 694
Instrument DateSep 16, 2026
Transaction TypeTransfer
Record UpdatedSep 30, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$109,433.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address460 WYNDGATE RD, SACRAMENTO, CA 95864-5926

Mortgage

Document Number2026000695,
DateSep 24, 2026
Book Page20260924/695
Lender
NameHOME LENDING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address460 WYNDGATE RD, SACRAMENTO, CA 95864-5926
Transaction TypeMortgage
Record UpdatedFeb 16, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 WYNDGATE RD, SACRAMENTO, CA 95864-5926

Mortgage

Document Number0000000495
DateFeb 6, 2024
Instrument202402060495
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2039

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateAug 31, 2023
Property Address460 WYNDGATE RD, SACRAMENTO, CA 95864-5926
Document Number0000000254
Map ReferenceMB 127 MAP 5
Instrument DateAug 24, 2023
Instrument202308310254
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address460 WYNDGATE RD, SACRAMENTO, CA 95864-5926

Mortgage

Document Number0000000255
DateAug 31, 2023
Instrument202308310255
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateAug 17, 2023
Property Address460 WYNDGATE RD, SACRAMENTO, CA 95864-5926
Document Number0000000643
Map ReferenceMB 127 MAP 5
Instrument DateAug 8, 2023
Instrument202308170643
Transaction TypeTransfer
Record UpdatedAug 29, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address460 WYNDGATE RD, SACRAMENTO, CA 95864-5926

Tax Assessment & Valuation

The 2025 property tax bill for 460 Wyndgate Rd was $8,750, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$730,360 (+2%) Land $312,120 Building $418,240
2025$8,750.00 (+0.95%)$716,040 Land $306,000 Building $410,040
2024$8,668.00 (+14.32%)
2023$7,582.00 (+0.54%)$615,287 Land $153,120 Building $462,167
2022$7,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 460 Wyndgate Rd in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 78 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies78 in force
Nearby Flood Claims4 (1995–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimMar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 Wyndgate Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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