460 Willow Oak Dr, Madison, MS 39110 Property Records

Madison County property record for 460 Willow Oak Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,318 sqft · built 1987
Lot Size	0.273 acres (11,922 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,197 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072C-08A-047/45`

Property Details

APN / Parcel Number

Primary APN	`072C-08A-047/45`
Alternative APNs	`072C-08A-047/45.00` `9044`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,318 sqft Adjusted Area
Gross Area	1,497 sqft
1st Floor Area	1,497 sqft
2nd Floor Area	599 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,922 sqft (0.273 acres)
Deck Area	256 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	9044
Street Address	460 WILLOW OAK DR
City	MADISON
State	MS
Zip	39110-9370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 106 POST OAK PLACE PART 3-B B@80
Legal Range	02E
Legal Township	07N
Legal Section	08
Legal Subdivision	POST OAK PLACE 3B
Legal Lot Number	106
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1003
Census Tract	30203

Owner

Source: Madison County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 CEDAR CT, MADISON, MS 39110-9706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer COVENANT TITLE COMPANY
Jun 27, 2022	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Feb 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026
Deed Sale	May 12, 2026
Prior Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	20261051623
Deed Book / Page	4681 / 350
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 12, 2026
Property Address	460 WILLOW OAK DR, MADISON, MS 39110-9370
Document Number	0001051623
Book / Page	4681 / 350
Instrument Date	May 12, 2026
Instrument	20261051623
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	COVENANT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 CEDAR CT, MADISON, MS 39110-9706

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 27, 2022
Property Address	460 WILLOW OAK DR, MADISON, MS 39110-9370
Document Number	004228/447
Book / Page	4228 / 447
Map Reference	CAB B SL 80
Instrument Date	Jun 21, 2022
Instrument	960226
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	CMP TITLE AND ESCROW SERVICES INC, TITLE & ESCROW SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 BEAR CREEK CIR, 161, CANTON, MS 39046-7003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 WILLOW OAK DR, MADISON, MS 39110-9370

Mortgage

Document Number	0000960227
Date	Jun 27, 2022
Instrument	960227

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	460 WILLOW OAK DR, MADISON, MS 39110-9370
Document Number	0000879544
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 GLUCKSTADT RD MADISON MS 391109466, MADISON, MS 39110-9466

Mortgage

Document Number	0000879544
Date	Nov 12, 2019
Book Page	003786/000081
Instrument	879544

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Nov 11, 2021

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Feb 8, 2019
Property Address	460 WILLOW OAK DR, MADISON, MS 39110-9370
Document Number	0000858346
Book / Page	003690 / 000407
Instrument Date	Feb 8, 2019
Instrument	858346
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 GIUCKSTADT RD MADISON MS 39110, MADISON, MS 39110

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Feb 8, 2019
Property Address	460 WILLOW OAK DR, MADISON, MS 39110-9370
Document Number	0000858345
Book / Page	003690 / 000405
Instrument Date	Feb 6, 2019
Instrument	858345
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 LORMAN LN MADISON MS 391107112, MADISON, MS 39110-7112

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,197.00 Homeowner's exemption	$12,853 (-)	$128,530 (-) Land $30,000 Building $98,530
2024	$1,197.00
2023	$1,197.00 Homeowner's exemption	$12,853	$128,530 Land $30,000 Building $98,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	BEAR CREEK W/A -EAST
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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