460 S Elm St, Wallingford, CT 06492 Property Records

Wallingford Town property record for 460 S Elm St, Wallingford, CT 06492

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,952 sqft · built 1972
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$261,000 (Aug 2018)
Tax Bill	$6,555 (2026)
Deeds & Mortgages	Jun 2020 Refinance Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WALL M:176 L:165`

Property Details

APN / Parcel Number

Primary APN	`WALL M:176 L:165`
Alternative APNs	`M:054 B:003 L:016` `K0199600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,952 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	960 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	K0199600
Street Address	460 S ELM ST
City	WALLINGFORD
State	CT
Zip	06492-4817
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R18
Legal Lot Number	165
Jurisdiction	WALLINGFORD CT
Township / Civil Division	WALLINGFORD
Census Block Group	3
Census Block	3009
Census Tract	175300

Owner

460 S Elm St, a duplex, is owned by an individual who bought it in August 2018.

Source: Wallingford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	462 S ELM ST, WALLINGFORD, CT 06492-4817
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Aug 2, 2018	Warranty Deed, Transfer FARMINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Deed Book / Page	1589 / 131
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	460 S ELM ST, WALLINGFORD, CT 06492-4817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1627-1180
Date	Jun 19, 2020
Book Page	1627/1180
Instrument	3176370018

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLINGFORD CT
Recording Date	Aug 2, 2018
Property Address	460 S ELM ST, WALLINGFORD, CT 06492-4817
Document Number	1589-131
Book / Page	1589 / 131
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15890133
Date	Aug 2, 2018
Instrument	01589/0133

Lender

Name	FARMINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 460 S Elm St was $6,555, up 1.9% from the year before.

Source: Wallingford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wallingford Town
Unified School District	Wallingford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,555.00 (+1.86%)	$266,800 (-) Land $99,900 Building $166,900	$419,349 (+124.54%)
2025	$6,435.00	$266,800 Land $99,900 Building $166,900	$186,760 Land $69,930 Building $116,830
2024	$6,435.00 (+18.49%)
2023	$5,431.00	$185,100 Land $88,100 Building $97,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 460 S Elm St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 S Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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