460 S Centennial Rd, Coldwater, MI 49036 Property Records

Branch County property record for 460 S Centennial Rd, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$1,342 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN110-022-400-002-00

Property Details

APN / Parcel Number

Primary APN110-022-400-002-00

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address460 S CENTENNIAL RD
CityCOLDWATER
StateMI
Zip49036-9549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 130 FT S OF NE COR OF NE 1/4 OF SE 1/4 TH W 264 FT TH S 165 FT TH E TO CEN OF RD TH N TO POB SEC 22 T7S R6W L564 P958
Legal Range06W
Legal Township07S
Legal Section22
JurisdictionBRANCH MI
Township / Civil DivisionOVID
Census Block Group1
Census Block1009
Census Tract951000

Owner

460 S Centennial Rd is owned and occupied by an individual who acquired it in June 2013.

Source: Branch County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address460 S CENTENNIAL RD, COLDWATER, MI 49036-9549
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 4, 2013
Transfer Doc201304496
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address460 S CENTENNIAL RD, COLDWATER, MI 49036-9549
Transaction TypeMortgage
Record UpdatedAug 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-05213
DateAug 1, 2017
Instrument2017-05213
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43229
Agreement
TypeLine of Credit
AmountAmount on Record
Term358 Months
DueJun 9, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 460 S Centennial Rd was $1,342, up 2.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionOvid Township
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,865 (+1.06%)$183,730 (+1.06%)
2025$1,342.00 (+2.68%)$90,904$181,808
2024$1,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 460 S Centennial Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2007–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 S Centennial Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Lakeland Internet
Fixed Wireless
100 / 20

May also be available: DMCI Broadband, Mercury Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Centennial Rd

Nearby Streets

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