460 Park St, Elgin, IL 60120 Property Records

Kane County property record for 460 Park St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,380 sqft · built 1930
Lot Size	0.247 acres (10,750 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Mar 2018)
Tax Bill	$5,783 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-209-011`

Property Details

APN / Parcel Number

Primary APN	`06-13-209-011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,380 sqft Living Area
Gross Area	2,312 sqft
Basement Area	932 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,750 sqft (0.247 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	460 PARK ST
City	ELGIN
State	IL
Zip	60120-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B W RAYMONDS ADDN - THE WLY 50 FT OF LOT 16
Legal Subdivision	B W RAYMONDS ADDN
Legal Block	1
Legal Lot Number	16
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	460 PARK ST, ELGIN, IL 60120-4400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Mar 19, 2018	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Prior Sale	Jul 17, 2009 · Amount on Record
Deed Document Number	201812407
Prior Transfer Date	Jan 14, 2009
Prior Transfer Doc	0000008699
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	460 PARK ST, ELGIN, IL 60120-4400
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 PARK ST, ELGIN, IL 60120-4400

Mortgage

Document Number	0000004408
Date	Feb 2, 2026
Instrument	2026K004408

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	71 Months
Due	Jan 16, 2032

Interest

Rate	7.8%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 19, 2018
Property Address	460 PARK ST, ELGIN, IL 60120-4400
Document Number	0000012407
Map Reference	MB6 PG4748
Instrument Date	Mar 14, 2018
Instrument	2018K012407
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	BAIRD & WARMER TITLE SVCS IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 PARK ST, ELGIN, IL 60120-4400

Mortgage

Document Number	0000012408
Date	Mar 19, 2018
Instrument	2018K012408

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000012409
Date	Mar 19, 2018
Instrument	2018K012409

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,783.00 (+15.82%) Homeowner's exemption	$83,812 (+8.57%) Land $15,108 Building $68,704	$251,537 (+8.57%) Land $45,342 Building $206,194
2024		$77,196 (+21.39%) Land $13,915 Building $63,281	$231,681 (+21.44%) Land $41,762 Building $189,919
2022	$4,993.00 (+4.7%) Homeowner's exemption	$63,592 (+6.96%) Land $11,463 Building $52,129	$190,776 (+6.96%) Land $34,389 Building $156,387
2021	$4,769.00 Homeowner's exemption	$59,454 Land $10,717 Building $48,737	$178,362 Land $32,151 Building $146,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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