Grundy County property record for 460 N Bluff Cir, Monteagle, TN 37356
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,138 sqft · built 1970 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Mar 2021) |
| Tax Bill | $457 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031100 03701 |
| Primary APN | 031100 03701 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Utility Building | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 460 N BLUFF CIR |
|---|---|
| City | MONTEAGLE |
| State | TN |
| Zip | 37356-7407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04, COUNTY AREA: R02 |
| Jurisdiction | GRUNDY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 955100 |
460 N Bluff Cir is owned and occupied by an individual who bought it in March 2021.
Source: Grundy County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 460 N BLUFF CIR, MONTEAGLE, TN 37356-7407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2021 · Amount on File |
| Deed Sale | Mar 8, 2021 · Amount on File |
| Deed Document Number | 98998 |
| Deed Book / Page | 1129 / 74 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY TN |
| Recording Date | Mar 8, 2021 |
| Property Address | 460 N BLUFF CIR, MONTEAGLE, TN 37356-7407 |
| Document Number | 0001129/74 |
| Book / Page | 1129 / 74 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 98998 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 460 N BLUFF CIR, MONTEAGLE, TN 37356-7407 |
| Document Number | 0001129/77 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 1129/77 |
| Instrument | 98999 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 460 N Bluff Cir was $457.
Source: Grundy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grundy County |
| Unified School District | Grundy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $457.00 | $32,025 (-) Land $9,975 Building $22,050 | |
| 2024 | $457.00 | $32,025 (-) Land $9,975 Building $22,050 | |
| 2023 | $457.00 (+6.28%) | $32,025 (+64.86%) Land $9,975 Building $22,050 | |
| 2022 | $430.00 | $19,425 Land $6,525 Building $12,900 | $77,700 Land $26,100 Building $51,600 |
| 2020 | $128,100 Land $39,900 Building $88,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 460 N Bluff Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 460 N Bluff Cir is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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