460 N 8th St, Monroe, OR 97456 Property Records

Benton County property record for 460 N 8th St, Monroe, OR 97456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,327 sqft · built 2018
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$391,500 (Sep 2023)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14528CD05600`

Property Details

APN / Parcel Number

Primary APN	`14528CD05600`
Alternative APN	`421624`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,327 sqft Living Area
Gross Area	1,789 sqft
1st Floor Area	1,327 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	421624
Street Address	460 N 8TH ST
City	MONROE
State	OR
Zip	97456-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GRA
Legal Range	5W
Legal Township	14S
Legal Section	28
Legal Subdivision	PARTITION PLAT 2018-013
Jurisdiction	BENTON OR
Township / Civil Division	SOUTHEAST BENTON
Census Block Group	4
Census Block	4032
Census Tract	10400

Owner

460 N 8th St is owned and occupied by an individual who bought it in September 2023.

Source: Benton County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	460 N 8TH ST, MONROE, OR 97456-9524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 2, 2021	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2023 · Amount on File
Deed Sale	Sep 11, 2023 · Amount on File
Prior Sale	Dec 2, 2021 · Amount on File
Deed Document Number	2023639552
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Recording Date	May 19, 2026
Property Address	460 N 8TH ST, MONROE, OR 97456-9524
Document Number	0000661508
Instrument Date	May 13, 2026
Instrument	2026661508
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 N 8TH ST, MONROE, OR 97456-9524

Mortgage

Document Number	0000661508,
Date	May 19, 2026
Instrument	2026661508

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Sep 11, 2023
Property Address	460 N 8TH ST, MONROE, OR 97456-9524
Document Number	0000639552
Map Reference	FEE 2018-567552
Instrument Date	Sep 7, 2023
Instrument	2023-639552
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	FIDELITY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 N 8TH ST, MONROE, OR 97456-9524

Mortgage

Document Number	0000639553
Date	Sep 11, 2023
Instrument	2023-639553

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Dec 2, 2021
Property Address	460 N 8TH ST, MONROE, OR 97456-9524
Document Number	0000621981
Map Reference	FEE 2018-567552
Instrument Date	Dec 2, 2021
Instrument	2021-621981
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 N 8TH ST, MONROE, OR 97456-9524

Mortgage

Document Number	0000621982
Date	Dec 2, 2021
Instrument	2021-621982

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 460 N 8th St was $3,413, up 2.3% from the year before.

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Monroe City
Unified School District	Monroe School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,413.00 (+2.28%)	$183,981 (+3%)	$484,290 (+4.57%) Land $188,000 Building $296,290
2024	$3,337.00 (+2.77%)	$178,622 (+3%)	$463,140 (+6.67%) Land $184,000 Building $279,140
2023	$3,247.00 (+2.69%)	$173,419 (+3%)	$434,180 Land $173,000 Building $261,180
2022	$3,162.00	$168,368
2002			$379,820 Land $153,000 Building $226,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 460 N 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 N 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 723 people · EPA ID OR4100540
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
Monroe Telephone Company DSL · Fiber in parts of the area	100 / 20
Alyrica Fixed Wireless	65 / 10

May also be available: Peak Internet, Verizon.

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