460 Mill Ridge Dr, Byron, IL 61010 Property Records

Ogle County property record for 460 Mill Ridge Dr, Byron, IL 61010

Property Summary

Property TypeCondominium
Details1,290 sqft · built 2003
Lot Size0.298 acres (13,000 sqft)
OwnerCompany Name on File
Last Sale$193,000 (Nov 2025)
Tax Bill$3,623 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Dec 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-31-104-015

Property Details

APN / Parcel Number

Primary APN05-31-104-015

Interior

Stories1 Story
Building Area1,290 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment
Lot Area13,000 sqft (0.298 acres)

Location & Zoning

Street Address460 MILL RIDGE DR
CityBYRON
StateIL
Zip61010-1462
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 27 (LOT 22) CREEKSIDE CONDOMINIUMS CITY OF BYRON
Legal SubdivisionMILL CRK CREEKSIDE PH 3
Legal Lot Number22
Legal Unit27
JurisdictionOGLE IL
Township / Civil DivisionBYRON
Census Block Group3
Census Block3024
Census Tract961700

Owner

460 Mill Ridge Dr, a condominium, is owned by a company that bought it in November 2025.

Source: Ogle County records, as of May 19, 2026

Owner of RecordCompany Name on File
Mailing Address1342 S HARLEM AVE, FREEPORT, IL 61032-6231
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed, Transfer · Commercial Mortgage
CORNERSTONE CU
Dec 13, 2022Deed, Transfer
NOT AVAILABLE, KO
Aug 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK
Apr 7, 2021Quit Claim Deed, Transfer
Quitclaim
Jan 8, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2025 · Amount on File
Deed SaleNov 24, 2025 · Amount on File
Prior SaleDec 13, 2022 · Amount on File
Deed Document Number20256078
Prior Transfer DateNov 19, 2025
Prior Transfer Doc0000006078
Record UpdatedOct 29, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionOGLE IL
Recording DateNov 24, 2025
Property Address460 MILL RIDGE DR, BYRON, IL 61010-1462
Document Number0000006078
Map ReferenceBK D FILE 43
Instrument DateNov 19, 2025
Instrument202506078
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyUNKNOWN, KO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$289.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1342 S HARLEM AVE, FREEPORT, IL 61032-6231

Mortgage

Document Number0000006079
DateNov 24, 2025
Instrument202506079
Lender
NameCORNERSTONE CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueNov 5, 2030
Interest
Rate TypeFixed Rate
Rate6.5%

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionOGLE IL
Recording DateDec 13, 2022
Property Address460 MILL RIDGE DR, BYRON, IL 61010-1462
Document Number0000006889
Map ReferenceBK D FILE 43
Instrument DateDec 8, 2022
Instrument202206889
Transaction TypeTransfer
Record UpdatedJun 1, 2023
Title CompanyNOT AVAILABLE, KO

Transaction

AmountAmount on Record
Tax$232.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 MILL RIDGE DR, BYRON, IL 61010-1462

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address460 MILL RIDGE DR, BYRON, IL 61010-1462
Transaction TypeMortgage
Record UpdatedMay 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005376
DateAug 3, 2020
Instrument202005376
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOGLE IL
Recording DateApr 7, 2021
Property Address460 MILL RIDGE DR, BYRON, IL 61010-1462
Document Number0000002527
Map ReferencePL1 DOC01111116
Instrument DateMar 27, 2021
Instrument202102527
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9117 S HAMLIN AVE, EVERGREEN PARK, IL 60805-1417

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateJan 8, 2019
Property Address460 MILL RIDGE DR, BYRON, IL 61010-1462
Document Number0000000120
Map ReferenceDOC 0111116
Instrument DateDec 28, 2018
Instrument201900120
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$171.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 MILL RIDGE DR, BYRON, IL 61010-1462

Mortgage

Document Number0000000121
DateJan 8, 2019
Instrument201900121
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 460 Mill Ridge Dr was $3,623, up 13.1% from the year before.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityByron City
CountyOgle County
County SubdivisionByron Township
Unified School DistrictByron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,623.00 (+13.11%)$54,963 (+13.83%) Land $8,286 Building $46,677$164,889 (+13.83%) Land $24,858 Building $140,031
2024$3,203.00$48,284 (+5.19%) Land $7,058 Building $41,226$144,852 (+5.19%) Land $21,174 Building $123,678
2023$45,902 Land $6,710 Building $39,192$137,706 Land $20,130 Building $117,576
2022$3,650.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 460 Mill Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2002–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 Mill Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBYRON
serves 3,784 people · EPA ID IL1410100
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AaroBand
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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