Hardy County property record for 460 Lower Cove Run Rd, Mathias, WV 26812
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,358 sqft · built 1917 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $737 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-428-0025.0000 |
| Primary APN | 02-428-0025.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 1 Plumbing Fixture |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,358 sqft Living Area |
| 1st Floor Area | 770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Total Buildings | 2 Buildings |
| Heating Fuel | Wood |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 460 LOWER COVE RUN RD |
|---|---|
| City | MATHIAS |
| State | WV |
| Zip | 26812-8595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ALONG SOUTH BOUNDS OF CO RT 59 TR A 5.00 AC SURVEY WEBSTER BY WILL |
| Legal Subdivision | TONY L WHETZEL SURV |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970202 |
Source: Hardy County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 294 LOWER COVE RUN RD, MATHIAS, WV 26812-8229 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 000WB34216 |
| Record Updated | Jun 8, 2026 |
Source: Hardy County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $737.00 (+26.42%) | $95,940 (+0.44%) Land $14,340 Building $81,600 | $159,900 (+0.44%) Land $23,900 Building $136,000 |
| 2023 | $583.00 Homeowner's exemption | $95,520 Land $14,340 Building $81,180 | $159,200 Land $23,900 Building $135,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 69% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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