460 Lakeridge Ct, Covington, GA 30016 Property Records

Newton County property record for 460 Lakeridge Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,383 sqft · built 2008
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$155,400 (Apr 2009)
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0012E-00000-039-000`

Property Details

APN / Parcel Number

Primary APN	`0012E-00000-039-000`
Alternative APNs	`0012E 039` `4702`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,383 sqft Heated Area
1st Floor Area	979 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Area	695 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4702
Old Parcel Number	0012E 039
Street Address	460 LAKERIDGE CT
City	COVINGTON
State	GA
Zip	30016-8567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 39 RESERVE @ LAKEWOOD
Legal Subdivision	RESERVES AT LAKEWOOD EST
Legal Lot Number	39
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2008
Census Tract	100504

Owner

460 Lakeridge Ct is owned and occupied by an individual who bought it in April 2009.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	460 LAKERIDGE CT, COVINGTON, GA 30016-8567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Dec 27, 2017	Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING
Nov 10, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2009 · Amount on File
Deed Sale	Apr 15, 2009 · Amount on File
Deed Document Number	0002708332
Deed Book / Page	2708 / 332
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	460 LAKERIDGE CT, COVINGTON, GA 30016-8567
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 LAKERIDGE CT, COVINGTON, GA 30016-8567

Mortgage

Document Number	0042270000000762
Date	Jul 12, 2021
Book Page	0000004227/0000000762
Instrument	013069

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	460 LAKERIDGE CT, COVINGTON, GA 30016-8567
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 LAKERIDGE CT, COVINGTON, GA 30016-8567

Mortgage

Document Number	0044080000000355
Date	Jul 6, 2022
Book Page	0000004408/0000000355
Instrument	011805

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	460 LAKERIDGE CT, COVINGTON, GA 30016-8567
Document Number	0036560015
Book / Page	003656 / 000015
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Feb 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 LAKERIDGE CT COVINGTON GA 300168567, COVINGTON, GA 30016-8567

Mortgage

Document Number	0036560015
Date	Jan 18, 2018
Book Page	003656/000015
Instrument	637

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33407

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	460 LAKERIDGE CT, COVINGTON, GA 30016-8567
Document Number	0036550497
Book / Page	003655 / 000497
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Feb 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 LAKERIDGE CT COVINGTON GA 300168567, COVINGTON, GA 30016-8567

Mortgage

Document Number	0036550497
Date	Jan 17, 2018
Book Page	003655/000497
Instrument	614

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 460 Lakeridge Ct was $2,863 with exemptions applied, up 0.4% from the year before.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,863.00 (+0.39%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$135,560 (+2.76%) Land $19,200 Building $116,360	$338,900 (+2.76%) Land $48,000 Building $290,900
2024	$2,852.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$131,920 (+15.19%) Land $19,200 Building $112,720	$329,800 (+15.19%) Land $48,000 Building $281,800
2023		$114,520 Land $7,200 Building $107,320	$286,300 Land $18,000 Building $268,300
2022	$3,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 460 Lakeridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 Lakeridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Xfinity.

Nearby Properties on Lakeridge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures