460 James St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 460 James St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,131 sqft · built 1950
Lot Size	0.287 acres (12,499 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jun 2025)
Tax Bill	$4,653 (2026)
Deeds & Mortgages	Jun 2025 Sale Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`689-00045`

Property Details

APN / Parcel Number

Primary APN	`689-00045`
Alternative APN	`CHIC M:0689 P:00045`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area
Gross Area	2,262 sqft
1st Floor Area	1,131 sqft
Basement Area	1,131 sqft
Unfinished Basement	1,131 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,499 sqft (0.287 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	689-00045
Street Address	460 JAMES ST
City	CHICOPEE
State	MA
Zip	01020-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2011
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	460 JAMES ST, CHICOPEE, MA 01020-3002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2025	Warranty Deed, Transfer
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Jun 26, 2009 · Amount on Record
Deed Book / Page	25918 / 261
Transfer Doc	21944-1
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 26, 2025
Property Address	460 JAMES ST, CHICOPEE, MA 01020-3002
Document Number	025918-261
Book / Page	25918 / 261
Instrument Date	Jun 26, 2025
Instrument	28785
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 JAMES ST, CHICOPEE, MA 01020-3002

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	460 JAMES ST, CHICOPEE, MA 01020-3002
Document Number	22038-38
Book / Page	022038 / 000038
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	22038-38
Date	Jan 24, 2018
Book Page	022038/000038
Instrument	4246

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 23, 2033

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Nov 14, 2017
Property Address	460 JAMES ST, CHICOPEE, MA 01020-3002
Document Number	21944-1
Book / Page	021944 / 000001
Instrument Date	Nov 7, 2017
Instrument	67294
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	460 JAMES ST CHICOPEE MA 010203002, CHICOPEE, MA 01020-3002

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,653.00 (+30.34%)	$305,300 (+29.64%) Land $123,700 Building $181,600	$312,637 (+22.66%)
2025	$3,570.00 (+5.34%)	$235,500 (+2.57%) Land $112,100 Building $123,400	$254,885
2024	$3,389.00 (+5.87%)	$229,600 (+8.66%) Land $109,900 Building $119,700
2023	$3,201.00	$211,300 Land $99,800 Building $111,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

460 James St, Chicopee, MA 01020 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on James St

Nearby Streets

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