San Diego County property record for 460 Horizon Ln, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,647 sqft · built 1976 |
| Lot Size | 0.367 acres (16,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (May 2014) |
| Tax Bill | $9,982 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 497-040-30-00 |
| Primary APN | 497-040-30-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,647 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 16,005 sqft (0.367 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 460 HORIZON LN |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-7781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-14 |
| Legal Description | LOT 2 TR 007695 |
| Legal Subdivision | CONITT GARDENS |
| Legal Tract | 007695 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 15403 |
460 Horizon Ln is owned and occupied by two individuals who bought it in May 2014.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 460 HORIZON LN, EL CAJON, CA 92020-7781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2018 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Apr 17, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2014 · Amount on File |
| Deed Sale | May 5, 2014 · Amount on File |
| Prior Sale | Jun 19, 1998 · Amount on File |
| Deed Document Number | 2014181787 |
| Prior Transfer Date | Jan 17, 1997 |
| Prior Transfer Doc | 0000088036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 460 HORIZON LN, EL CAJON, CA 92020-7781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000109982 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 2018-0109982 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 460 HORIZON LN, EL CAJON, CA 92020-7781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000196569 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 2020-0196569 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 460 Horizon Ln was $9,982.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $776,261 (+2%) Land $296,281 Building $479,980 | |
| 2025 | $9,982.00 | $761,041 Land $290,472 Building $470,569 |
| 2023 | $9,630.00 (+1.83%) | $731,492 Land $279,194 Building $452,298 |
| 2022 | $9,457.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 460 Horizon Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 460 Horizon Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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