460 Henry Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 460 Henry Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 2002
Lot Size	17.7 acres (775,150 sqft)
Owner	Individual Name on Record
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094 00-108 01`

Property Details

APN / Parcel Number

Primary APN	`094 00-108 01`
Alternative APN	`27898`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	3,116 sqft
1st Floor Area	2,240 sqft
Basement Area	1,120 sqft
Finished Basement	560 sqft
Unfinished Basement	1,120 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	775,150 sqft (17.7 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	40 sqft
Deck Area	208 sqft
Patio Area	628 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	27898
Street Address	460 HENRY RD
City	FERRUM
State	VA
Zip	24088-3057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 605-HENRY RD
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2005
Census Tract	20600

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	460 HENRY RD, FERRUM, VA 24088-3057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 5, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 12, 2011
Transfer Doc	00099301856
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	460 HENRY RD, FERRUM, VA 24088-3057
Document Number	0011382457
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 HENRY RD FERRUM VA 240883057, FERRUM, VA 24088-3057

Mortgage

Document Number	0011382457
Date	May 5, 2020
Book Page	001138/002457
Instrument	2965

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 4, 2035

Interest

Rate Type	Fixed Rate
Rate	2.99%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	460 HENRY RD, FERRUM, VA 24088-3057
Document Number	0010972183
Book / Page	001097 / 002183
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010972183
Date	Sep 8, 2017
Book Page	001097/002183
Instrument	5664

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Sep 7, 2037

Interest

Rate Type	Fixed Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00 (+5.25%)	$307,800 (+49.34%) Land $57,600 Building $250,200	$307,800 (+49.34%) Land $57,600 Building $250,200
2023	$1,257.00	$206,100 (-) Land $50,600 Building $155,500	$206,100 (-) Land $50,600 Building $155,500
2022		$206,100 Land $50,600 Building $155,500	$206,100 Land $50,600 Building $155,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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