460 Gerona Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 460 Gerona Rd, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,004 sqft · built 1976
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$197,500 (Apr 2013)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233030-2642`

Property Details

APN / Parcel Number

Primary APN	`233030-2642`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,004 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	1,376 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Width	110 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished Screened Porch
Porch Area	72 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	460 GERONA RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-45 ST AUG SOUTH UT 10 E30FT LOT 2641 & ALL LOTS 2642 2643 OR3719/269
Legal Range	30E
Legal Township	07S
Legal Section	31
Legal Subdivision	ST. AUGUSTINE SOUTH UNIT 10
Legal Block	10
Legal Lot Number	2641
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2013
Census Tract	21302

Owner

Source: St. Johns County records · APN 233030-2642

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	460 GERONA RD, SAINT AUGUSTINE, FL 32086-6112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage COASTLINE FCU
Mar 09, 2020	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Aug 03, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2013 · Amount on Record
Deed Sale	Apr 22, 2013 · Amount on Record
Prior Sale	Dec 04, 2000 · Amount on Record
Deed Document Number	201326493
Deed Book / Page	3719 / 269
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	460 GERONA RD, SAINT AUGUSTINE, FL 32086-6112
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 GERONA RD, SAINT AUGUSTINE, FL 32086-6112

Mortgage

Document Number	0051370903
Date	Dec 29, 2020
Book Page	5137/903
Instrument	2020119227

Lender

Name	COASTLINE FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	460 GERONA RD, SAINT AUGUSTINE, FL 32086-6112
Document Number	0049030178
Instrument Date	Mar 09, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	460 GERONA RD ST AUGUSTINE FL 320866112, ST AUGUSTINE, FL 32086-6112

Mortgage

Document Number	0049030178
Date	Mar 16, 2020
Book Page	004903/000178
Instrument	21160

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2030

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	460 GERONA RD, SAINT AUGUSTINE, FL 32086-6112
Document Number	0047760415
Instrument Date	Aug 03, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	460 GERONA RD ST AUGUSTINE FL 320866112, ST AUGUSTINE, FL 32086-6112

Mortgage

Document Number	0047760415
Date	Aug 12, 2019
Book Page	004776/000415
Instrument	58882

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2034

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,497 (+2.7%)	$418,507 (-1.98%) Land $144,210 Building $274,297
2025	$2,468.00 (+14%) Homeowner's exemption	$195,226 (+2.9%)	$426,947 (+5.56%) Land $147,180 Building $279,767
2024	$2,165.00 (+2.22%) Homeowner's exemption	$189,724 (+3%)	$404,454 (-2.5%) Land $147,180 Building $257,274
2023	$2,118.00 (+3.52%) Homeowner's exemption	$184,198 (+3%)	$414,839 (+5.7%) Land $147,180 Building $267,659
2022	$2,046.00 Homeowner's exemption	$178,833	$392,463 Land $98,560 Building $293,903

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 69 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	18 (1992–2023)
Claims Outside the SFHA	18 of 18
Most Recent Claim	Oct 2023, rainfall accumulation
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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