460 Gates Ln, Hanson, KY 42413 Property Records

Hopkins County property record for 460 Gates Ln, Hanson, KY 42413

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,071 sqft · built 1996
Lot Size	2.09 acres (91,476 sqft)
Owner	Individual Name on Record
Tax Bill	$2,162 (2025)
Deeds & Mortgages	Jul 2018 Construction Loan Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP-88-19-12`

Property Details

APN / Parcel Number

Primary APN	`MAP-88-19-12`
Alternative APN	`39198`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,071 sqft Living Area

Exterior

Year Built	Built 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.09 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	39198
Street Address	460 GATES LN
City	HANSON
State	KY
Zip	42413-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSMENT INCLUDES MAP-88-19-13
Legal Subdivision	SANDY HILLS
Jurisdiction	HOPKINS KY
Township / Civil Division	HANSON
Census Block Group	2
Census Block	2015
Census Tract	970100

Owner

Source: Hopkins County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	460 GATES LN, HANSON, KY 42413-9585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY
Oct 9, 2020	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2016
Deed Sale	Jan 15, 2016
Prior Sale	Apr 6, 2010 · Amount on Record
Deed Document Number	2016000533
Deed Book / Page	0744 / 086
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	460 GATES LN, HANSON, KY 42413-9585
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001219/572
Date	Jul 17, 2018
Book Page	1219/572
Instrument	2018008052

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 9, 2019

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	460 GATES LN, HANSON, KY 42413-9585
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 GATES LN, HANSON, KY 42413-9585

Mortgage

Document Number	001294/766
Date	Oct 9, 2020
Book Page	1294/766
Instrument	2020010600

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	460 GATES LN, HANSON, KY 42413-9585
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001348/368
Date	Nov 15, 2021
Book Page	1348/368
Instrument	2021013377

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,162.00 (-1.1%)	$212,700 (-)	$212,700 (-)
2023	$2,186.00	$212,700	$212,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HOPKINS WATER DISTRICT serves 3,725 people · EPA ID KY0540138
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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