460 Gail Ln, Chicago Heights, IL 60411 Property Records

Cook County property record for 460 Gail Ln, Chicago Heights, IL 60411

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,210 sqft · built 1967
Lot Size	0.167 acres (7,282 sqft)
Owner	Individual Name on File
Last Sale	$61,333 (Feb 1994)
Tax Bill	$5,364 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-18-201-006`

Property Details

APN / Parcel Number

Primary APN	`32-18-201-006`
Alternative APN	`32-18-201-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
1st Floor Area	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,282 sqft (0.167 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	460 GAIL LN
City	CHICAGO HEIGHTS
State	IL
Zip	60411-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BRADLEY) TERRACE SUB OF N 3ACS OF S 4ACS OF NW OF NE EX W 1160.32FT & PT OF NE OF NE NH SEC 18-35-14
Legal Range	14E
Legal Township	35N
Legal Section	18
Legal Subdivision	TERRACE SUB
Legal Lot Number	56
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	1
Census Block	1003
Census Tract	829301

Owner

460 Gail Ln is owned and occupied by an individual who bought it in February 1994.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	460 GAIL LN, CHICAGO HEIGHTS, IL 60411-1651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jan 22, 2019	Deed of Trust, Mortgage · Conventional with PMI PERL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 1994 · Amount on File
Deed Sale	Feb 16, 1994 · Amount on File
Deed Document Number	1994411
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	460 GAIL LN, CHICAGO HEIGHTS, IL 60411-1651
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008207515
Date	Mar 23, 2021
Instrument	2108207515

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	460 GAIL LN, CHICAGO HEIGHTS, IL 60411-1651
Document Number	1903247110
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	460 GAIL LN CHICAGO HEIGHTS IL 604111651, CHICAGO HEIGHTS, IL 60411-1651

Mortgage

Document Number	1903247110
Date	Feb 1, 2019
Instrument	3247110

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jan 31, 2039

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Chicago Heights City
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Flossmoor School District 161 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,917 Land $4,187 Building $11,730	$159,170 Land $41,870 Building $117,300
2023	$5,364.00 (+70.12%)
2022	$3,153.00 Homeowner's exemption Senior Citizen's exemption	$11,383 Land $3,641 Building $7,742	$113,830 Land $36,410 Building $77,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 460 Gail Ln in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	23 (1978–1997)
Claims Outside the SFHA	16 of 23
Most Recent Claim	Aug 1997 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 460 Gail Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO HEIGHTS serves 26,184 people · EPA ID IL0310450
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Oct 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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