Stephens County property record for 460 E Silver Shoals Rd, Toccoa, GA 30577 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 2019 |
| Lot Size | 36.5 acres (1,591,247 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,961 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Sep 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 058 061 |
| Primary APN | 058 061 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,591,247 sqft (36.5 acres) |
| Terrain | Gentle Slope |
| Porch | Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 160 sqft |
| Patio Area | 208 sqft |
| Pole Barn | 2,100 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 990764 |
|---|---|
| Street Address | 460 E SILVER SHOALS RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3 E SILVER SHOALS RD |
| Legal Tract | 3 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 970201 |
Source: Stephens County records · APN 058 061
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 460 E SILVER SHOALS RD, TOCCOA, GA 30577-7528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2019 | Deed of Trust, Mortgage HOMESTAR FIN'L |
| Sep 03, 2019 | Loan Modification, Mortgage SOUTHERN BK |
| Jun 21, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage SOUTHERN BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 13, 2024 |
| Deed Sale | Feb 13, 2024 |
| Deed Document Number | 0001357398 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 460 E SILVER SHOALS RD, TOCCOA, GA 30577-7528 |
| Document Number | 0011950501 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 460 E SILVER SHOALS RD TOCCOA GA 305777528, TOCCOA, GA 30577-7528 |
| Document Number | 0011950501 |
|---|---|
| Date | Dec 02, 2019 |
| Book Page | 001195/000501 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 460 E SILVER SHOALS RD, TOCCOA, GA 30577-7528 |
| Document Number | 0011880222 |
| Instrument Date | Sep 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 400 E SILVER SHOALS RD TOCCOA GA 305777050, TOCCOA, GA 30577-7050 |
| Document Number | 0011880222 |
|---|---|
| Date | Sep 09, 2019 |
| Book Page | 001188/000222 |
| Name | SOUTHERN BK |
|---|---|
| Type | Bank |
| Address | CLARKESVILLE, GA 30523 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Sep 08, 2020 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 21, 2019 |
| Property Address | 460 E SILVER SHOALS RD, TOCCOA, GA 30577-7528 |
| Document Number | 0011810196 |
| Book / Page | 001181 / 000196 |
| Instrument Date | Jun 15, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 400 E SILVER SHOALS RD MARTIN GA 30557, MARTIN, GA 30557 |
| Document Number | 11810196 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 001181/000196 |
| Name | SOUTHERN BK |
|---|---|
| Type | Bank |
| Address | CLARKESVILLE, GA 30523 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 20, 2020 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,961.00 (+52.71%) Homeowner's exemption | $136,992 (+44.37%) Land $40,558 Building $96,434 | $342,480 (+44.37%) Land $101,395 Building $241,085 |
| 2023 | $1,939.00 (-28.48%) Homeowner's exemption | $94,889 (+4.19%) Land $40,448 Building $54,441 | $237,221 (+4.19%) Land $101,119 Building $136,102 |
| 2022 | $2,711.00 Homeowner's exemption | $91,069 Land $40,448 Building $50,621 | $227,671 Land $101,119 Building $126,552 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579702012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 49% of the US · above 59% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 833 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lintel | Cable | 1,000 / 50 |
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