460 E Bay Ave, Longwood, FL 32750 Property Records

Seminole County property record for 460 E Bay Ave, Longwood, FL 32750

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 1981
Lot Size	0.185 acres (8,080 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (May 2018)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-20-30-5AU-0000-7830`

Property Details

APN / Parcel Number

Primary APN	`31-20-30-5AU-0000-7830`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,617 sqft Living Area
1st Floor Area	1,617 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,080 sqft (0.185 acres)
Lot Dimensions	101 ft deep x 80 ft wide
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	460 E BAY AVE
City	LONGWOOD
State	FL
Zip	32750-5278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 783 (LESS S 10 FT) & W 30 FT OF LOT 781 (LESS S 10 FT) LONGWOOD PB 1 PG 21
Legal Range	30E
Legal Township	20S
Legal Section	31
Legal Subdivision	LONGWOOD
Legal Lot Number	781,783
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1023
Census Tract	21507

Owner

460 E Bay Ave is owned and occupied by an individual who bought it in May 2018.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	460 E BAY AVE, LONGWOOD, FL 32750-5278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHRISTENSEN FINANCIAL INC
May 2, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 13, 2017	Loan Modification, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on File
Deed Sale	May 2, 2018 · Amount on File
Prior Sale	May 19, 2014 · Amount on File
Deed Document Number	2018047885
Deed Book / Page	09120 / 1787
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	460 E BAY AVE, LONGWOOD, FL 32750-5278
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	WATSON TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098281570
Date	Jan 27, 2021
Book Page	9828/1570
Instrument	2021012071

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 2, 2018
Property Address	460 E BAY AVE, LONGWOOD, FL 32750-5278
Document Number	0091201787
Book / Page	09120 / 1787
Map Reference	MB1 PG18-21
Instrument Date	Apr 16, 2018
Instrument	2018047885
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460E E BAY AVE, LONGWOOD, FL 32750-5278

Mortgage

Document Number	2018047886
Date	May 2, 2018
Instrument	2018047886

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Property Address	460 E BAY AVE, LONGWOOD, FL 32750-5278
Document Number	0090961581
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 E BAY AVE LONGWOOD FL 327505278, LONGWOOD, FL 32750-5278

Mortgage

Document Number	0090961581
Date	Mar 22, 2018
Book Page	009096/001581
Instrument	31866

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 460 E Bay Ave was $2,436 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Longwood City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00 Homeowner's exemption	$186,453	$299,258 Land $68,880 Building $230,378
2023	$2,140.00 (+3.23%) Homeowner's exemption	$175,920 (+3%)	$272,966 (+9.9%) Land $63,960 Building $209,006
2022	$2,073.00 Homeowner's exemption	$170,796	$248,375 Land $55,760 Building $192,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 460 E Bay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 E Bay Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONGWOOD, CITY OF (2 WPS) serves 23,237 people · EPA ID FL3590202
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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