460 Deer Ln, Lusby, MD 20657 Property Records

Calvert County property record for 460 Deer Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 1997
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on File
Last Sale	$388,000 (Nov 2025)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-160192`

Property Details

APN / Parcel Number

Primary APN	`01-160192`
Alternative APNs	`1160192` `160192`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,280 sqft (0.236 acres)
Porch	Slab
Porch Area	108 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	160192
Street Address	460 DEER LN
City	LUSBY
State	MD
Zip	20657-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 14 BLK C SEC 14 DRUM POINT
Legal Subdivision	DRUM POINT
Legal Block	C
Legal Lot Number	14
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2031
Census Tract	861003

Owner

460 Deer Ln is owned and occupied by two individuals who bought it in November 2025.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	460 DEER LN, LUSBY, MD 20657-3206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 19, 2025	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jul 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	May 9, 2013 · Amount on File
Deed Book / Page	6818 / 213
Prior Transfer Date	Jul 8, 2022
Prior Transfer Doc	0063140281
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	460 DEER LN, LUSBY, MD 20657-3206
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 DEER LN, LUSBY, MD 20657-3206

Mortgage

Document Number	0058930360
Date	Mar 15, 2021
Book Page	5893/360

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 14, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 19, 2025
Property Address	460 DEER LN, LUSBY, MD 20657-3206
Document Number	0068180213
Book / Page	6818 / 213
Map Reference	LB AWR 1 FO 24
Instrument Date	Nov 12, 2025
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	460 DEER LN, LUSBY, MD 20657-3206

Mortgage

Document Number	0006818220
Date	Nov 19, 2025
Instrument	6818/220

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Jul 15, 2022
Property Address	460 DEER LN, LUSBY, MD 20657-3206
Document Number	0063140281
Book / Page	6314 / 281
Map Reference	LB AWR 1 FO 24
Instrument Date	Jul 14, 2022
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	460 DEER LN, LUSBY, MD 20657-3206

Tax Assessment & Valuation

The 2025 property tax bill for 460 Deer Ln was $3,324.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,600 (+7.51%) Land $77,400 Building $214,200	$291,600 (-) Land $77,400 Building $214,200
2025	$3,324.00 Homeowner's exemption	$271,233	$291,600 Land $77,400 Building $214,200
2023	$2,394.00 Homeowner's exemption	$230,500 Land $77,400 Building $153,100	$230,500 Land $77,400 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 460 Deer Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 Deer Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deer Ln

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