460 Cypress Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 460 Cypress Rd, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,664 sqft · built 2001
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on File
Last Sale	$517,769 (Aug 2022)
Tax Bill	$2,898 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0537063`

Property Details

APN / Parcel Number

Primary APN	`R0537063`
Alternative APNs	`05-1995-19-3-02-30-0000` `0000039638`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,184 sqft
2nd Floor Area	480 sqft
Basement Area	608 sqft
Finished Basement	608 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	68,389 sqft (1.57 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000039638
Street Address	460 CYPRESS RD
City	HELENA
State	MT
Zip	59602-9435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SMITH MAJOR SUBD, S19, T11 N, R03 W, LOT 16, COS #623226/S
Legal Range	03W
Legal Township	11N
Legal Section	19
Legal Subdivision	SMITH MAJOR SUBD
Legal Lot Number	16
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1014
Census Tract	501

Owner

460 Cypress Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	460 CYPRESS RD, HELENA, MT 59602-9435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST COMMUNITY BANK
Aug 10, 2022	Warranty Deed, Transfer · ARM NAVY FCU
Apr 19, 2019	Special Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY BANK
Nov 16, 2018	Grant Deed, Foreclosure
Oct 22, 2018	Trustee's Deed, Foreclosure FIRST FINANCIAL TITLE, FIRST FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Prior Sale	Apr 19, 2019 · Amount on File
Deed Document Number	20223402070
Deed Book / Page	61 / 3670
Prior Transfer Date	Oct 9, 2018
Prior Transfer Doc	00M54/8417
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	460 CYPRESS RD, HELENA, MT 59602-9435
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M57/3093
Date	Jun 29, 2020
Book Page	M57/3093
Instrument	3357449

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Aug 10, 2022
Property Address	460 CYPRESS RD, HELENA, MT 59602-9435
Document Number	00M61/3670
Book / Page	M61 / 3670
Map Reference	DOC 623226
Instrument Date	Aug 2, 2022
Instrument	3402070
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	460 CYPRESS RD, HELENA, MT 59602-9435

Mortgage

Document Number	0003402071
Date	Aug 10, 2022
Instrument	3402071

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	5-Year CMT
Margin	2
Max Rate	8.12%

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Apr 19, 2019
Property Address	460 CYPRESS RD, HELENA, MT 59602-9435
Document Number	00M55/4005
Book / Page	M55 / 4005
Instrument Date	Apr 9, 2019
Instrument	3335741
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	460 CYPRESS RD, HELENA, MT 59602-9435

Mortgage

Document Number	0003335742
Date	Apr 19, 2019
Instrument	3335742

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

November 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Nov 16, 2018
Property Address	460 CYPRESS RD, HELENA, MT 59602-9435
Document Number	00M54/9330
Book / Page	M54 / 9330
Instrument Date	Nov 9, 2018
Instrument	3330442
Transaction Type	Foreclosure
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 MILLPORT CIR, 111, GREENVILLE, SC 29607-5562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE STE 760, 760, NASHVILLE, TN 37203-6860

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Oct 22, 2018
Property Address	460 CYPRESS RD, HELENA, MT 59602-9435
Document Number	00M54/8417
Book / Page	M54 / 8417
Instrument Date	Oct 9, 2018
Instrument	3329409
Transaction Type	Foreclosure
Record Updated	Aug 17, 2022
Title Company	FIRST FINANCIAL TITLE, FIRST FINANCIAL

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

The 2026 property tax bill for 460 Cypress Rd was $2,898, up 5.7% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,898.00 (+5.65%)	$543,100 (-)
2025	$2,743.00	$543,100	$543,100 Land $164,649 Building $378,451
2023	$4,408.00	$469,900	$469,900 Land $129,519 Building $340,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 460 Cypress Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 Cypress Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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