Bell County property record for 460 Cottontail Trl, Temple, TX 76501
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,489 sqft · built 1977 |
| Lot Size | 1.49 acres (65,209 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $78,400 (Jul 1997) |
| Tax Bill | $1,895 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0468150700 |
| Primary APN | 0468150700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,489 sqft Living Area |
| 1st Floor Area | 1,489 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,209 sqft (1.49 acres) |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Storage Building | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 460 COTTONTAIL TRL |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0022BC WM WOODFORD, 17-7, ACRES 1.497 |
| Legal Subdivision | WM WOODFORD |
| Legal Block | 3 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 20102 |
460 Cottontail Trl is owned and occupied by two individuals who bought it in July 1997.
Source: Bell County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 460 COTTONTAIL TRL, TEMPLE, TX 76501-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit ROYAL UNITED MORTGAGE LLC |
| Apr 24, 2020 | Deed of Trust, Mortgage TEXELL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 1997 · Amount on File |
| Deed Sale | Jul 30, 1997 · Amount on File |
| Deed Document Number | 199721096 |
| Deed Book / Page | 3651 / 282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 14, 2026 |
| Property Address | 460 COTTONTAIL TRL, TEMPLE, TX 76501-3411 |
| Document Number | 0000046100 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202646100 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 460 COTTONTAIL TRL, TEMPLE, TX 76501-3411 |
| Document Number | 0000046100, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 202646100 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 460 COTTONTAIL TRL, TEMPLE, TX 76501-3411 |
| Document Number | 0000028165 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 460 COTTONTAIL TRL TEMPLE TX 765013411, TEMPLE, TX 76501-3411 |
| Document Number | 0000028165 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 28165 |
| Name | TEXELL CU |
|---|---|
| Address | TEMPLE, TX 76503 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 11, 2035 |
The 2025 property tax bill for 460 Cottontail Trl was $1,895 with exemptions applied.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Rogers Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,895.00 | $228,912 | $317,504 Land $98,280 Building $219,224 |
| 2023 | $4,749.00 (+81.19%) | $331,361 Land $75,825 Building $255,536 | $331,361 Land $75,825 Building $255,536 |
| 2022 | $2,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 460 Cottontail Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 460 Cottontail Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BELL WSC serves 4,287 people · EPA ID TX0140118 |
|---|---|
| Water Source | Purchased surface water from CENTRAL TEXAS WSC |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 200 |
| SOS Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
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