460 Cortez St, Denver, CO 80221 Property Records

Adams County property record for 460 Cortez St, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,474 sqft · built 1955
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Sep 2021)
Tax Bill	$1,329 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0070351`

Property Details

APN / Parcel Number

Primary APN	`R0070351`
Alternative APNs	`0171934310049` `171934310049`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	110 ft deep x 62 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0070351
Old Parcel Number	171934310049
Street Address	460 CORTEZ ST
City	DENVER
State	CO
Zip	80221-3626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:WESTERN HILLS FILING NO 1 BLK:6 LOT:23
Legal Range	68W
Legal Township	02S
Legal Section	34
Legal Quarter	SE
Legal Subdivision	WESTERN HILLS FILING NO 1
Legal Block	6
Legal Lot Number	23
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2004
Census Tract	9308

Owner

460 Cortez St is owned and occupied by an individual who bought it in September 2021.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	460 CORTEZ ST, DENVER, CO 80221-3626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 14, 2021	Special Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Sep 10, 2015 · Amount on File
Deed Document Number	2021000108355
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	460 CORTEZ ST, DENVER, CO 80221-3626
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 CORTEZ ST, DENVER, CO 80221-3626

Mortgage

Document Number	0000065447
Date	Nov 27, 2023
Instrument	2023000065447

Lender

Name	UMB BANK NA
Type	Bank
Address	DENVER, CO 80207

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	460 CORTEZ ST, DENVER, CO 80221-3626
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114585
Date	Nov 5, 2020
Instrument	2020000114585

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Index	5-Year TN

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 14, 2021
Property Address	460 CORTEZ ST, DENVER, CO 80221-3626
Document Number	0000108355
Instrument Date	Sep 9, 2021
Instrument	2021000108355
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 CORTEZ ST, 460, DENVER, CO 80221-3626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 CORTEZ ST, DENVER, CO 80221-3626

Mortgage

Document Number	0000108356
Date	Sep 14, 2021
Instrument	2021000108356

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 460 Cortez St was $1,329.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Mapleton School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,329.00	$26,880 Land $4,940 Building $21,940	$430,000 Land $79,000 Building $351,000
2023	$3,348.00 (+15.05%)	$31,590 (+16.18%) Land $5,070 Building $26,520	$467,000 (+19.43%) Land $75,000 Building $392,000
2022	$2,910.00	$27,190 Land $9,740 Building $17,450	$391,037 Land $140,000 Building $251,037

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 460 Cortez St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 460 Cortez St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Aerux Broadband, AT&T, LiveWireNet, T-Mobile.

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