460 Co Rd 103, Florence, CO 81226 Property Records

Fremont County property record for 460 Co Rd 103, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,624 sqft · built 1984
Lot Size	11.5 acres (500,940 sqft)
Owner	Individual Name on Record
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R028214`

Property Details

APN / Parcel Number

Primary APN	`R028214`
Alternative APN	`98304096`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,624 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	2,624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Architectural Style	Multi-Level
Exterior Material	Stone
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Other
Lot Area	500,940 sqft (11.5 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	316 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R028214
Street Address	460 COUNTY ROAD 103
City	FLORENCE
State	CO
Zip	81226-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR IN SW4NW4E SEC 15-20-69 TR-180 WHICH LIES SWLY OF HWY 67 DESC AS FOLL: BEG AT A PT 208 FT W OF THE S CENTER PT OF THE NW4 SEC 15; TH W 1112 FT FROM THE W CENTERLINE OF HWY 67 TO SW COR OF THE NW4 SEC 15; TH N 1250 FT TO THE W CENTERLINE OF THE NW4
Legal Range	69
Legal Township	20
Legal Section	15
Legal Subdivision	M & B OR UNKNOWN
Legal Tract	180
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1109
Census Tract	979400

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	460 COUNTY ROAD 103, FLORENCE, CO 81226-9704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Line of Credit LARRY K HIGINBOTHAM JR
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 31, 2022	Deed of Trust, Mortgage JOSH RATCLIFF

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 5, 1988
Transfer Doc	0000874316
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	460 COUNTY ROAD 103, FLORENCE, CO 81226-9704
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001011035
Date	Jan 3, 2022
Instrument	1011035

Lender

Name	LARRY K HIGINBOTHAM JR
Address	PUEBLO, CO 81003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2024

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jul 7, 2022
Property Address	460 COUNTY ROAD 103, FLORENCE, CO 81226-9704
Document Number	0001018289
Instrument Date	Jul 1, 2022
Instrument	1018289
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	CSTONE TITLE, CAPSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	460 COUNTY ROAD 103, FLORENCE, CO 81226-9704

Mortgage

Document Number	0001018290
Date	Jul 7, 2022
Instrument	1018290

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	460 COUNTY ROAD 103, FLORENCE, CO 81226-9704
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001014684
Date	Mar 31, 2022
Instrument	1014684

Lender

Name	JOSH RATCLIFF
Type	Private Party
Address	2 BRIARWOOD CIR, PUEBLO, CO 81005

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Aug 31, 2022

Interest

Rate Type	Fixed Rate
Rate	8%

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,829.00 (+20.81%)	$30,150 (+0.57%)	$482,391 (+7.82%)
2024	$1,514.00 (+2.3%)	$29,978 (+17.46%)
2023	$1,480.00 (+33.21%)	$25,522 (+34.59%)	$447,423 (+63.98%)
2022	$1,111.00	$18,963	$272,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 83% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SECOM Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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