460 Clay St, Geneva, OH 44041 Property Records

Ashtabula County property record for 460 Clay St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,526 sqft · built 2009
Lot Size	8.67 acres (377,796 sqft)
Owner	Company Name on Record
Last Sale	$217,000 (Jan 2022)
Tax Bill	$10,099 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-002-00-006-99`

Property Details

APN / Parcel Number

Primary APN	`20-002-00-006-99`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,526 sqft Living Area
Gross Area	4,649 sqft
1st Floor Area	1,433 sqft
Basement Area	515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	377,796 sqft (8.67 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	696 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Pole Barn	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	460 CLAY ST
City	GENEVA
State	OH
Zip	44041-7800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22 ANNEX FROM HARPERSFIELD
Legal Subdivision	CONNECTICUT WESTERN RESERVE
Legal Lot Number	R
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4035
Census Tract	802

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	460 CLAY ST, GENEVA, OH 44041-7800
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Dec 11, 2018	Grant Deed, Mortgage · Line of Credit RICHARD SELIP
Mar 17, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	2022470
Deed Book / Page	761 / 1345
Prior Transfer Date	Mar 1, 2011
Prior Transfer Doc	0000002027
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jan 14, 2022
Property Address	460 CLAY ST, GENEVA, OH 44041-7800
Document Number	0000000470
Book / Page	761 / 1345
Instrument Date	Jul 2, 2021
Instrument	202200000470
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	CROWN SEARCH SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007611349
Date	Jan 14, 2022
Instrument	761/1349

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	7.12%

December 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ASHTABULA OH
Recording Date	Dec 11, 2018
Property Address	460 CLAY ST, GENEVA, OH 44041-7800
Book / Page	000673 / 002093
Instrument Date	Nov 5, 2018
Instrument	12663
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	5201 SPIRE CIR GENEVA OH 440417130, GENEVA, OH 44041-7130

Mortgage

Document Number	0000012663
Date	Dec 11, 2018
Book Page	000673/002093
Instrument	12663

Lender

Name	RICHARD SELIP
Address	5138 WOODSIDE DR, GENEVA, OH 44041-7734

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Mar 17, 2017
Property Address	460 CLAY ST, GENEVA, OH 44041-7800
Document Number	0000002582
Book / Page	000632 / 000126
Instrument Date	Mar 2, 2017
Instrument	2582
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$325.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 316 GENEVA OH 440410316, GENEVA, OH 44041-0316

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,099.00 (-3.27%)	$123,800 (-) Land $23,520 Building $100,280	$353,700 (-) Land $67,200 Building $286,500
2024	$10,440.00 (+70.95%)	$123,800 (-) Land $23,520 Building $100,280	$353,700 (-) Land $67,200 Building $286,500
2023	$6,107.00 (+16.12%)	$123,800 (+17.55%) Land $23,520 Building $100,280	$353,700 (+17.55%) Land $67,200 Building $286,500
2022	$5,259.00	$105,320 Land $18,100 Building $87,220
2020			$300,900 Land $51,700 Building $249,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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