460 Cedar Ln, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 460 Cedar Ln, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	3,671 sqft · built 2011
Lot Size	1.35 acres (59,024 sqft)
Owner	2 Individual Names on File
Last Sale	$977,000 (Nov 2022)
Tax Bill	$25,836 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-01301-0000-00001-02`

Property Details

APN / Parcel Number

Primary APN	`53-01301-0000-00001-02`
Alternative APN	`53013010000000010002`

Interior

Stories	2 Stories
Building Area	3,671 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	59,024 sqft (1.35 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	460 CEDAR LN
City	RIVER VALE
State	NJ
Zip	07675-5586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	1.355 AC
Legal Block	1301
Legal Lot Number	1.02
Jurisdiction	BERGEN NJ
Township / Civil Division	RIVER VALE
Census Block Group	1
Census Block	1004
Census Tract	49002

Owner

460 Cedar Ln is owned and occupied by two individuals who bought it in November 2022.

Source: Bergen County and River Vale Township records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	460 CEDAR LN, RIVER VALE, NJ 07675-5586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Oct 21, 2014 · Amount on File
Deed Document Number	2022107159
Deed Book / Page	4858 / 1628
Prior Transfer Date	Jul 27, 2012
Prior Transfer Doc	0014711116
Record Updated	Oct 29, 2026

November 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 10, 2022
Property Address	460 CEDAR LN, RIVER VALE, NJ 07675-5586
Document Number	0048581628
Book / Page	4858 / 1628
Instrument Date	Aug 9, 2022
Instrument	2022107159
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,308.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 JACKSON CREEK CT, LOUISVILLE, KY 40245-3974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 CEDAR LN, RIVER VALE, NJ 07675-5586

Mortgage

Document Number	2022107160
Date	Nov 10, 2022
Instrument	2022107160

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	460 CEDAR LN, RIVER VALE, NJ 07675-5586
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024972379
Date	Jan 9, 2017
Book Page	02497/2379
Instrument	17-003115

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	333 Months
Due	Oct 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2019
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

The 2025 property tax bill for 460 Cedar Ln was $25,836, up 2.6% from the year before.

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	River Vale Township
Secondary School District	Pascack Valley Regional School District (09 - 12)
Elementary School District	River Vale Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$922,400 (-) Land $389,800 Building $532,600	$922,400 (-) Land $389,800 Building $532,600
2025	$25,836.00 (+2.56%)	$922,400 Land $389,800 Building $532,600	$922,400 Land $389,800 Building $532,600
2024	$25,191.00
2023		$922,400 Land $389,800 Building $532,600	$922,400 Land $389,800 Building $532,600
2022	$24,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 460 Cedar Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (2007–2011)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 Cedar Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures