460 Cardoza Rd, Tracy, CA 95376 Property Records

San Joaquin County property record for 460 Cardoza Rd, Tracy, CA 95376

Property Summary

Property TypeMulti-Family Dwellings
Details20 bd · 4,380 sqft · built 1977
Lot Size0.257 acres (11,195 sqft)
OwnerCompany Name on Record
Tax Bill$8,291 (2026)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN214-490-080-000

Property Details

APN / Parcel Number

Primary APN214-490-080-000
Alternative APN
  • 214-490-08

Interior

Bedrooms20 Beds
Units5 Units
Stories2 Stories
Building Area4,380 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleMulti-Family
Construction TypeWood
Lot Area11,195 sqft (0.257 acres)

Location & Zoning

Old Parcel Number214-490-08
Street Address460 CARDOZA RD
CityTRACY
StateCA
Zip95376-2104
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionTRACY GARDEN FARMS MAP 8 PG 1 PART OF LOT 5,8
Legal SubdivisionTRACY GARDEN FARMS
Legal Block1
Legal Lot Number8
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1005
Census Tract5311

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2243 WHITE SANDS DR, SOUTH LAKE TAHOE, CA 96150-6706
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2002
Deed SaleAug 28, 2002
Deed Document Number2002147809
Last Transfer DateDec 16, 2008
Transfer Doc0000194469
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address460 CARDOZA RD, TRACY, CA 95376-2104
Transaction TypeMortgage
Record UpdatedFeb 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2243 WHITE SANDS DR, SOUTH LAKE TAHOE, CA 96150-6706

Mortgage

Document Number0000005456
DateJan 22, 2024
Instrument2024-005456
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54903
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$8,291.00 (-0.04%)
2025$8,294.00 (+10.2%)$716,879 (+4.04%) Land $195,511 Building $521,368
2023$7,526.00 (+2.08%)$689,044 Land $187,920 Building $501,124
2022$7,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Matrix Broadband.

Nearby Properties on Cardoza Rd

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