Humboldt County property record for 460 Brown St, Ferndale, CA 95536
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,636 sqft · built 1882 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Sep 2026) |
| Tax Bill | $3,836 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 031-092-025-000 |
| Primary APN | 031-092-025-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Living Area |
| Year Built | Built 1882 |
|---|---|
| Effective Year Built | Effective 1882 |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Heating System | Central |
|---|
| Street Address | 460 BROWN ST |
|---|---|
| City | FERNDALE |
| State | CA |
| Zip | 95536-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-D |
| Legal Description | LOT 2 BLK 10 FRANCIS DIV BK 5 PG 79 |
| Legal Subdivision | FRANCIS DIVISION |
| Legal Block | 10 |
| Legal Lot Number | 2 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11200 |
Source: Humboldt County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 88, CHROMO, CO 81128-0088 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 10, 2026 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| May 15, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 22, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2026 · Amount on Record |
| Deed Sale | Sep 10, 2026 · Amount on Record |
| Prior Sale | Oct 8, 2015 · Amount on Record |
| Deed Document Number | 202612485 |
| Prior Transfer Date | Feb 28, 2008 |
| Prior Transfer Doc | 0000005556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Sep 10, 2026 |
| Property Address | 460 BROWN ST, FERNDALE, CA 95536-9407 |
| Document Number | 0000012485 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202612485 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,328.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000012486, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202612486 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 460 BROWN ST, FERNDALE, CA 95536-9407 |
| Document Number | 0000011985 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 460 BROWN ST FERNDALE CA 955369407, FERNDALE, CA 95536-9407 |
| Document Number | 0000011985 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 11985 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | May 15, 2019 |
| Property Address | 460 BROWN ST, FERNDALE, CA 95536-9407 |
| Document Number | 0000008426 |
| Instrument Date | May 13, 2019 |
| Instrument | 8426 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 252 FERNDALE CA 955360252, FERNDALE, CA 95536-0252 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 460 BROWN ST, FERNDALE, CA 95536-9407 |
| Document Number | 0000006709 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 460 BROWN ST FERNDALE CA 95536, FERNDALE, CA 95536 |
| Document Number | 0000006709 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 6709 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Humboldt County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,836.00 (+4.21%) | $278,186 (+4.04%) Land $118,377 Building $159,809 |
| 2024 | $3,681.00 (+2.25%) | |
| 2023 | $3,600.00 (+1.18%) | $267,385 Land $113,781 Building $153,604 |
| 2022 | $3,558.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
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