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460 Bernard St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 460 Bernard St, Rochester, NY 14621

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,857 sqft · built 1920
Lot Size0.097 acres (4,264 sqft)
OwnerIndividual Name on File
Last Sale$66,000 (Feb 2023)
Tax Bill$786 (2026)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN073351-00.0

Property Details

APN / Parcel Number

Primary APN073351-00.0
Alternative APNs
  • 140010626000030760000000
  • 261400 106.26-3-76

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,857 sqft Total Area
1st Floor Area1,010 sqft
Upper Floors Area847 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,264 sqft (0.097 acres)
Lot Dimensions115 ft deep x 37 ft wide
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number073351-00.0
Street Address460 BERNARD ST
CityROCHESTER
StateNY
Zip14621-4918
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code12
Legal Description0080.00 302 22 03532 32 SEC E ST JACOBS AMD SUB
Legal Block3
Legal Lot Number76.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2005
Census Tract8000

Owner

460 Bernard St, a duplex, is owned by an individual who bought it in February 2023.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address20 N POINT TRL, ROCHESTER, NY 14617-3911
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2023 · Amount on File
Deed SaleFeb 8, 2023 · Amount on File
Deed Document Number2023666
Deed Book / Page12778 / 146
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateFeb 8, 2023
Property Address460 BERNARD ST, ROCHESTER, NY 14621-4918
Document Number0000000666
Book / Page12778 / 146
Map ReferenceLB 8 PG 39
Instrument DateFeb 7, 2023
Instrument202302080666
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanyINDEPENDENT TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$264.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address119 HIGH ST, ROCHESTER, NY 14609-3903

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 N POINT TRL, ROCHESTER, NY 14617-3911

Mortgage

Document Number0000000667
DateFeb 8, 2023
Book Page30205/670
Instrument202302080667
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
AddressROCHESTER, NY 14618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 460 Bernard St was $786, down 10.2% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$786.00 (-10.17%)
2025$875.00$89,500 Land $9,200 Building $80,300$89,500 Land $9,200 Building $80,300
2023$30,000 Land $3,900 Building $26,100$36,145 Land $4,699 Building $31,446

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 460 Bernard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 460 Bernard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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