Sumter County property record for 460 Banaca Cir, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,188 sqft · built 2001 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,122 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 256-00-01-019 |
| Primary APN | 256-00-01-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,188 sqft Living Area |
| 1st Floor Area | 1,768 sqft |
| Upper Floors Area | 420 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Covered Porch |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 52748 |
|---|---|
| Old Parcel Number | 256 00 01 019 |
| Street Address | 460 BANACA CIR |
| City | SUMTER |
| State | SC |
| Zip | 29150-8720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | LOT 1 & 2 PB01-358 2.0 AC PB01-358 |
| Legal Subdivision | JOSEPH R EDWARDS |
| Legal Lot Number | 1,2 2 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | PRIVATEER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1902 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 460 BANACA CIR, SUMTER, SC 29150-8720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2001 |
| Deed Sale | Jul 13, 2001 |
| Deed Document Number | 0008091443 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 460 BANACA CIR, SUMTER, SC 29150-8720 |
| Document Number | 0000044147 |
| Instrument Date | Jan 21, 2021 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 460 BANACA CIR SUMTER SC 291508720, SUMTER, SC 29150-8720 |
| Document Number | 0000044147 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 001279/005617 |
| Instrument | 44147 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | SUMTER, SC 29150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 25, 2036 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,122.00 (+0.9%) | $6,980 (-) Land $200 Building $6,780 | $174,481 (-) Land $5,000 Building $169,481 |
| 2023 | $6,980 (-) Land $200 Building $6,780 | $174,481 (-) Land $5,000 Building $169,481 | |
| 2022 | $1,112.00 | $6,980 Land $200 Building $6,780 | $174,481 Land $5,000 Building $169,481 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1989–2015) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
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