460 Adam St, Tonawanda, NY 14150 Property Records

Erie County and Tonawanda City property record for 460 Adam St, Tonawanda, NY 14150

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,948 sqft · built 1935
Lot Size	0.214 acres (9,280 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,261 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-0098000`

Property Details

APN / Parcel Number

Primary APN	`001-0098000`
Alternative APNs	`16000386600002019000` `141600 38.66-2-19`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,948 sqft Living Area
1st Floor Area	1,595 sqft
2nd Floor Area	1,353 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	9,280 sqft (0.214 acres)
Lot Dimensions	145 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	001-0098000
Street Address	460 ADAM ST
City	TONAWANDA
State	NY
Zip	14150-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5O6FT W WHEELER GL 87 PPL18&17 BL88 M3 L21 B3 64 X 145
Legal Subdivision	THE NIAGARA RIVER RESERVATION
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	1
Census Block	1003
Census Tract	7800

Owner

460 Adam St is owned and occupied by two individuals who acquired it in April 2022.

Source: Erie County and Tonawanda City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	460 ADAM ST, TONAWANDA, NY 14150-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 17, 2022	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 23, 2022
Transfer Doc	0114034207
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	460 ADAM ST, TONAWANDA, NY 14150-1802
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 ADAM ST, TONAWANDA, NY 14150-1802

Mortgage

Document Number	0140575500
Date	Jun 25, 2022
Book Page	14057/5500
Instrument	2022121886

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 1, 2037

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	460 ADAM ST, TONAWANDA, NY 14150-1802
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 ADAM ST, TONAWANDA, NY 14150-1802

Mortgage

Document Number	0140837523
Date	Feb 27, 2023
Book Page	14083/7523
Instrument	2023035025

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Jun 17, 2022
Property Address	460 ADAM ST, TONAWANDA, NY 14150-1802
Document Number	0114034207
Book / Page	11403 / 4207
Instrument Date	Apr 23, 2022
Instrument	2022117178
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 ADAM ST, TONAWANDA, NY 14150-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	460 ADAM ST, TONAWANDA, NY 14150-1802

Tax Assessment & Valuation

The 2026 property tax bill for 460 Adam St was $4,261 with a veteran's exemption, up 0.4% from the year before.

Source: Erie County and Tonawanda City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Tonawanda City
Unified School District	Tonawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,261.00 (+0.4%) Veteran's exemption
2025	$4,244.00 (-41.59%)	$280,000 (-) Land $23,800 Building $256,200	$321,800 (+6.87%) Land $27,353 Building $294,447
2024	$7,266.00 Veteran's exemption	$280,000 (-) Land $23,800 Building $256,200	$301,100 (+7.54%) Land $25,593 Building $275,507
2023	Veteran's exemption	$280,000 Land $23,800 Building $256,200	$280,000 Land $23,800 Building $256,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 460 Adam St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 Adam St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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