460 7th Ter, Florence, CO 81226 Property Records

Fremont County property record for 460 7th Ter, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,144 sqft · built 1980
Lot Size	0.288 acres (12,523 sqft)
Owner	Individual Name on Record
Tax Bill	$1,735 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R021539`

Property Details

APN / Parcel Number

Primary APN	`R021539`
Alternative APN	`61080019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,144 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	2,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Tri-Level
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,523 sqft (0.288 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R021539
Street Address	460 7TH TER
City	FLORENCE
State	CO
Zip	81226-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 1 WILLOWBROOK GARDENS
Legal Subdivision	WILLOWBROOK GARDENS
Legal Block	1
Legal Lot Number	5
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1040
Census Tract	978200

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	460 7TH TER, FLORENCE, CO 81226-1256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage KEYSTONE MORTGAGE SOLUTIONS OF CO LLC
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 19, 2019	Special Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	460 7TH TER, FLORENCE, CO 81226-1256
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	UNKNOWN, GTG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 7TH TER, FLORENCE, CO 81226-1256

Mortgage

Document Number	0001050164
Date	Oct 27, 2025
Instrument	1050164

Lender

Name	KEYSTONE MORTGAGE SOLUTIONS OF CO LLC
Type	Mortgage Company
Address	DENVER, CO 80234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Aug 29, 2023
Property Address	460 7TH TER, FLORENCE, CO 81226-1256
Document Number	0001030158
Instrument Date	Aug 7, 2023
Instrument	1030158
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	CSTONE TITLE, CAPSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	460 7TH TERRACE, NATHROP, CO 81236

Mortgage

Document Number	0001030159
Date	Aug 29, 2023
Instrument	1030159

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	460 7TH TER, FLORENCE, CO 81226-1256
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001003329
Date	Jun 30, 2021
Instrument	1003329

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2050

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Aug 19, 2019
Property Address	460 7TH TER, FLORENCE, CO 81226-1256
Document Number	0000976680
Instrument Date	Aug 15, 2019
Instrument	976680
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	460 7TH TER, FLORENCE, CO 81226-1256

Mortgage

Document Number	0000976681
Date	Aug 19, 2019
Instrument	976681

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Florence City
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,735.00 (+13.85%)	$21,880 (-4.05%)	$350,073 (+2.85%)
2024	$1,524.00 (+1.67%)	$22,804 (+19.27%)
2023	$1,499.00 (+1.9%)	$19,119 (+2.76%)	$340,359 (+27.15%)
2022	$1,471.00	$18,605	$267,686

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (2015–2025)
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Visionary Broadband.

Nearby Properties on 7th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures