460 2nd St SW, Cairo, GA 39828 Property Records

Grady County property record for 460 2nd St SW, Cairo, GA 39828

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,112 sqft · built 1946
Lot Size	0.169 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$3,500 (Nov 2020)
Tax Bill	$960 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`C0140-172-000`

Property Details

APN / Parcel Number

Primary APN	`C0140-172-000`
Alternative APNs	`C0140172` `10561`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,112 sqft Heated Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	155 ft deep x 48 ft wide
Deck Area	64 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	10561
Street Address	460 2ND ST SW
City	CAIRO
State	GA
Zip	39828-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 BLK:7 SUBD:GREEN
Legal Subdivision	GREEN
Legal Block	7
Legal Lot Number	1
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	3
Census Block	3002
Census Tract	950502

Owner

Source: Grady County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1376, CAIRO, GA 39828-0998
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage UNITED NATIONAL BANK
Nov 4, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Mar 24, 2015
Deed Document Number	0000875796
Deed Book / Page	875 / 796
Prior Transfer Date	Nov 4, 2020
Prior Transfer Doc	875/796
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	460 2ND ST SW, CAIRO, GA 39828-2910
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 2ND ST, CAIRO, GA 39828-2910

Mortgage

Document Number	0000000894/0000000710
Date	Sep 9, 2021
Book Page	0000000894/0000000710

Lender

Name	UNITED NATIONAL BANK

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2024

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Nov 4, 2020
Property Address	460 2ND ST SW, CAIRO, GA 39828-2910
Document Number	875/796
Book / Page	875 / 796
Instrument Date	Nov 4, 2020
Instrument	2020-000889
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1376, CAIRO, GA 39828-0998

Tax Assessment & Valuation

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Cairo City
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$960.00 (-14.89%)	$31,908 (+11.54%) Land $1,360 Building $30,548	$79,770 (+11.54%) Land $3,400 Building $76,370
2024	$1,128.00 (+146.83%)	$28,606 (+131.61%) Land $1,360 Building $27,246	$71,515 (+131.61%) Land $3,400 Building $68,115
2023	$457.00 (+3.16%)	$12,351 (-0.32%) Land $1,175 Building $11,176	$30,878 (-0.32%) Land $2,938 Building $27,940
2022	$443.00	$12,391 Land $1,175 Building $11,216	$30,978 Land $2,938 Building $28,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAIRO serves 9,637 people · EPA ID GA1310000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CNSNext.

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