46 Witherspoon St, Murphy, NC 28906 Property Records

Cherokee County property record for 46 Witherspoon St, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage2,996 sqft Heated Area
Lot Size25,265 sqft (0.58 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2020)
Tax Bill$1,211.00 (2025)

Property Details

APN / Parcel Number

Primary APN459208870603000
Alternative APN
  • 53479

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area2,996 sqft Heated Area
Gross Area4,024 sqft Gross Area
1st Floor1,652 sqft 1st Floor
Upper Floors1,152 sqft Upper Floors
Attic Area192 sqft Attic
Attic1 Attic
Basement Area504 sqft Basement
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWood Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area25,265 sqft (0.58 acres)
Depth X Width168 ft x 141 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area160 sqft Garage
Deck Area194 sqft Deck
Porch Area330 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number53479
Street Address46 WITHERSPOON ST
CityMURPHY
StateNC
Zip28906-3507
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFR EXLEY 702/217 1490/68
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup2
Census Block2029
Census Tract930402

Owner

Source: Cherokee County records · APN 459208870603000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address46 WITHERSPOON ST, MURPHY, NC 28906-3507
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Dec 10, 2020Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 10, 2020 · Amount on Record
Deed SaleDec 10, 2020 · Amount on Record
Prior SaleMay 23, 2014 · Amount on Record
Deed Doc Number20207688
Deed Book / Page1666 / 1388
Prior Transfer DateDec 04, 2012
Prior Transfer Doc01454/0929
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address46 WITHERSPOON ST, MURPHY, NC 28906-3507
Transaction TypeMortgage
Record UpdatedAug 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 25279, RALEIGH, NC 27611-5279

Mortgage

Document Number001737/676
DateJun 27, 2023
Book Page1737/676
Instrument3088
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 10, 2020
Property Address46 WITHERSPOON ST, MURPHY, NC 28906-3507
Document Number1666/1388
Book / Page1666 / 1388
Map ReferenceCAB H SL 1055
Instrument DateDec 03, 2020
Instrument7688
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2240 FRIENDSHIP CHURCH RD, 2240, MURPHY, NC 28906-4704

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 238, MURPHY, NC 28906-0238

Mortgage

Document Number16661390
DateDec 10, 2020
Instrument1666/1390
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2041

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,211.00$184,680 (-)$184,680 (-) Land $48,000 Building $136,680
2023$184,680$184,680 Land $48,000 Building $136,680

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