46 Winthrop St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 46 Winthrop St, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,327 sqft · built 1920
Lot Size	0.105 acres (4,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (May 2021)
Tax Bill	$6,644 (2026)
Deeds & Mortgages	Dec 2024 Line of Credit May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:25 L:0487 S:801`

Property Details

APN / Parcel Number

Primary APN	`SALE M:25 L:0487 S:801`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,327 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,591 sqft (0.105 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46 WINTHROP ST
City	SALEM
State	MA
Zip	01970-3036
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	B1
Legal Subdivision	44-46 WINTHROP STREET CONDO
Legal Lot Number	487
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3016
Census Tract	204200

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 WINTHROP ST, SALEM, MA 01970-3036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
May 21, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Sep 15, 2020	Condominium Deed, Transfer NOT AVAILABLE
Sep 25, 2017	Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Sep 15, 2020 · Amount on Record
Deed Book / Page	39904 / 341
Transfer Doc	036200-299
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	46 WINTHROP ST, SALEM, MA 01970-3036
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042511-464
Date	Dec 30, 2024
Book Page	42511/464
Instrument	20241230003880

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SALEM MA
Recording Date	May 21, 2021
Property Address	46 WINTHROP ST, SALEM, MA 01970-3036
Document Number	039904-341
Book / Page	39904 / 341
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 WINTHROP ST # 1, 1, SALEM, MA 01970-3036

Mortgage

Document Number	0039904345
Date	May 21, 2021
Instrument	39904/345

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SALEM MA
Recording Date	Sep 15, 2020
Property Address	46 WINTHROP ST, SALEM, MA 01970-3036
Document Number	38936-103
Book / Page	038936 / 000103
Instrument Date	Sep 10, 2020
Instrument	15001980
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,326.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	46 WINTHROP ST SALEM MA 019703036, SALEM, MA 01970-3036

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Sep 25, 2017
Property Address	46 WINTHROP ST, SALEM, MA 01970-3036
Document Number	36200-299
Book / Page	36200 / 299
Instrument	199
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WINTHROP ST, SALEM, MA 01970-3036

Mortgage

Document Number	362000304
Date	Sep 25, 2017
Instrument	36200/0304

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,644.00 (-1.25%)	$616,300 (+3.88%) Building $616,300	$609,841 (-4.63%)
2025	$6,728.00 (+1.74%)	$593,300 (+4.25%) Building $593,300	$639,445
2024	$6,613.00 (+1.66%)	$569,100 (+9.44%) Building $569,100
2023	$6,505.00	$520,000 Building $520,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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