46 Windward Shore Rd, Raymond, ME 04071 Property Records

Cumberland County and Raymond Town property record for 46 Windward Shore Rd, Raymond, ME 04071

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,957 sqft · built 2015
Lot Size	1.8 acres (78,408 sqft)
Owner	Trust Name on File
Tax Bill	$40,403 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RYMD M:001 L:028`

Property Details

APN / Parcel Number

Primary APN	`RYMD M:001 L:028`
Alternative APN	`O0014R`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	5,957 sqft Living Area
Gross Area	12,980 sqft
1st Floor Area	3,617 sqft
Basement Area	3,617 sqft
Unfinished Basement	3,617 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,408 sqft (1.8 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	O0014R
Street Address	46 WINDWARD SHORE RD
City	RAYMOND
State	ME
Zip	04071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRR2
Legal Lot Number	28
Jurisdiction	RAYMOND ME
Township / Civil Division	RAYMOND
Census Block Group	3
Census Block	3008
Census Tract	12002

Owner

46 Windward Shore Rd is held in a trust since May 2019.

Source: Cumberland County and Raymond Town records, as of June 22, 2026

Owner of Record	Trust Name on File
Mailing Address	137 SIGNAL RIDGE WAY, EAST GREENWICH, RI 02818-1673
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed, Transfer · Conventional Mortgage ANDROSCOGGIN BANK
Nov 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
May 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2019
Deed Sale	May 2, 2019
Prior Sale	Sep 8, 2016 · Amount on File
Deed Document Number	201918001
Deed Book / Page	35618 / 28
Transfer Doc	0334240257
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RAYMOND ME
Recording Date	Jul 14, 2026
Property Address	46 WINDWARD SHORE RD, RAYMOND, ME 04071
Document Number	0000029018
Book / Page	42394 / 132
Instrument Date	Jul 9, 2026
Instrument	202629018
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Date	Jul 14, 2026

Lender

Name	ANDROSCOGGIN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	46 WINDWARD SHORE RD, RAYMOND, ME 04071
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374450013
Date	Nov 17, 2020
Book Page	37445/13
Instrument	74491

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAYMOND ME
Recording Date	May 2, 2019
Property Address	46 WINDWARD SHORE RD, RAYMOND, ME 04071
Document Number	0356180028
Book / Page	035618 / 000028
Instrument Date	Apr 12, 2019
Instrument	18001
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 SINGLE RIDGE WAY EAST GREENWICH RI 02818, EAST GREENWICH, RI 02818

Tax Assessment & Valuation

Source: Cumberland County and Raymond Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Raymond Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$40,403.00 (+8.18%)	$2,349,000 (-) Land $790,400 Building $1,558,600
2023	$37,349.00	$2,349,000 Land $790,400 Building $1,558,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 Windward Shore Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Windward Shore Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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